SEC Filing | Bank OZK

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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

09-30-2019

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	BANK OZK
Address:	17901 CHENAL PARKWAY

	LITTLE ROCK, AR 72223
Form 13F File Number:	028-15250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	JENNIFER JUNKER
Title:	MANAGING DIRECTOR OF TRUST AND WEALTH MANAGEMENT
Phone:	501-906-2528
Signature, Place, and Date of Signing:
/s/ JENNIFER JUNKER		LITTLE ROCK, AR	10-31-2019
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	0
	Form 13F Information Table Entry Total:	235
	Form 13F Information Table Value Total:	227,004
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLERGAN PLC	SHS	G0177J108	344	2,044	SH		SOLE		2,044	0	0
ALLERGAN PLC	SHS	G0177J108	42	250	SH		OTR		250	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	286	1,486	SH		SOLE		1,486	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	173	900	SH		OTR		400	0	500
INGERSOLL-RAND PLC	SHS	G47791101	520	4,221	SH		SOLE		4,221	0	0
INGERSOLL-RAND PLC	SHS	G47791101	24	198	SH		OTR		198	0	0
MEDTRONIC PLC	SHS	G5960L103	2,162	19,908	SH		SOLE		19,888	0	20
MEDTRONIC PLC	SHS	G5960L103	993	9,140	SH		OTR		9,100	40	0
AFLAC INC	COM	001055102	2	42	SH		SOLE		42	0	0
AFLAC INC	COM	001055102	1,753	33,500	SH		OTR		33,500	0	0
AT&T INC	COM	00206R102	4,552	120,295	SH		SOLE		119,692	500	103
AT&T INC	COM	00206R102	2,320	61,318	SH		OTR		55,188	6,130	0
ABBOTT LABS	COM	002824100	892	10,656	SH		SOLE		10,616	0	40
ABBOTT LABS	COM	002824100	1,008	12,050	SH		OTR		11,650	400	0
ABBVIE INC	COM	00287Y109	1,639	21,643	SH		SOLE		21,643	0	0
ABBVIE INC	COM	00287Y109	1,075	14,193	SH		OTR		14,093	100	0
AIR PRODS & CHEMS INC	COM	009158106	265	1,193	SH		SOLE		1,193	0	0
ALLSTATE CORP	COM	020002101	172	1,586	SH		SOLE		1,586	0	0
ALLSTATE CORP	COM	020002101	597	5,492	SH		OTR		5,492	0	0
ALPHABET INC	CAP STK CL C	02079K107	401	329	SH		SOLE		329	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,732	1,418	SH		SOLE		1,418	0	0
ALPHABET INC	CAP STK CL A	02079K305	221	181	SH		OTR		179	2	0
ALTRIA GROUP INC	COM	02209S103	1,515	37,037	SH		SOLE		37,007	0	30
ALTRIA GROUP INC	COM	02209S103	183	4,485	SH		OTR		2,125	760	1,600
AMERICAN ELEC PWR CO INC	COM	025537101	405	4,319	SH		SOLE		4,319	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	141	1,500	SH		OTR		1,500	0	0
AMGEN INC	COM	031162100	2,660	13,744	SH		SOLE		13,734	0	10
AMGEN INC	COM	031162100	422	2,180	SH		OTR		2,110	70	0
APPLE INC	COM	037833100	7,005	31,277	SH		SOLE		31,167	90	20
APPLE INC	COM	037833100	970	4,330	SH		OTR		3,390	215	725
APPLIED MATLS INC	COM	038222105	2,135	42,779	SH		SOLE		42,689	0	90
APPLIED MATLS INC	COM	038222105	191	3,825	SH		OTR		3,825	0	0
ARES CAP CORP	COM	04010L103	127	6,825	SH		SOLE		6,825	0	0
ARES CAP CORP	COM	04010L103	462	24,800	SH		OTR		0	0	24,800
ASHMORE FDS	EMKT SHDR INST	044820694	120	13,276	SH		SOLE		1,103	0	12,173
ASHMORE FDS	EMKT SHDR INST	044820694	21	2,292	SH		OTR		0	634	1,658
AUTOMATIC DATA PROCESSING IN	COM	053015103	62	386	SH		SOLE		386	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,558	9,650	SH		OTR		9,650	0	0
BB&T CORP	COM	054937107	1,592	29,821	SH		SOLE		29,821	0	0
BB&T CORP	COM	054937107	1,085	20,335	SH		OTR		20,235	100	0
BANK AMER CORP	COM	060505104	2,653	90,964	SH		SOLE		90,864	100	0
BANK AMER CORP	COM	060505104	566	19,415	SH		OTR		15,414	525	3,476
BANK OZK	COM	06417N103	42,178	1,546,699	SH		SOLE		1,546,699	0	0
BANK OZK	COM	06417N103	8,253	302,633	SH		OTR		112,907	189,726	0
BOEING CO	COM	097023105	1,290	3,391	SH		SOLE		3,391	0	0
BOEING CO	COM	097023105	171	450	SH		OTR		450	0	0
BOOKING HLDGS INC	COM	09857L108	822	419	SH		SOLE		419	0	0
BOOKING HLDGS INC	COM	09857L108	20	10	SH		OTR		10	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	1,282	18,051	SH		SOLE		18,051	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	107	1,510	SH		OTR		1,440	70	0
BRISTOL MYERS SQUIBB CO	COM	110122108	2,442	48,148	SH		SOLE		48,093	0	55
BRISTOL MYERS SQUIBB CO	COM	110122108	234	4,610	SH		OTR		4,050	560	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	498	4,000	SH		OTR		4,000	0	0
BROADCOM INC	COM	11135F101	229	829	SH		SOLE		829	0	0
CVS HEALTH CORP	COM	126650100	1,360	21,557	SH		SOLE		21,502	0	55
CVS HEALTH CORP	COM	126650100	97	1,540	SH		OTR		1,500	40	0
CAPITAL ONE FINL CORP	COM	14040H105	1,137	12,496	SH		SOLE		12,471	0	25
CAPITAL ONE FINL CORP	COM	14040H105	42	465	SH		OTR		430	35	0
CHEVRON CORP NEW	COM	166764100	3,265	27,526	SH		SOLE		27,496	0	30
CHEVRON CORP NEW	COM	166764100	374	3,157	SH		OTR		3,002	155	0
CISCO SYS INC	COM	17275R102	3,554	71,923	SH		SOLE		71,213	665	45
CISCO SYS INC	COM	17275R102	673	13,620	SH		OTR		11,795	275	1,550
COCA COLA CO	COM	191216100	970	17,822	SH		SOLE		17,802	0	20
COCA COLA CO	COM	191216100	452	8,305	SH		OTR		7,905	400	0
COLGATE PALMOLIVE CO	COM	194162103	558	7,585	SH		SOLE		7,585	0	0
COLGATE PALMOLIVE CO	COM	194162103	25	340	SH		OTR		0	340	0
COMCAST CORP NEW	CL A	20030N101	1,715	38,042	SH		SOLE		37,917	75	50
COMCAST CORP NEW	CL A	20030N101	223	4,955	SH		OTR		3,255	80	1,620
COMMERCE BANCSHARES INC	COM	200525103	1,066	17,578	SH		SOLE		17,578	0	0
CONOCOPHILLIPS	COM	20825C104	820	14,387	SH		SOLE		14,387	0	0
CONOCOPHILLIPS	COM	20825C104	179	3,150	SH		OTR		2,975	175	0
CONSOLIDATED EDISON INC	COM	209115104	302	3,200	SH		SOLE		3,200	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	56	405	SH		SOLE		405	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	302	2,175	SH		OTR		0	0	2,175
DANAHER CORPORATION	COM	235851102	946	6,551	SH		SOLE		6,551	0	0
DANAHER CORPORATION	COM	235851102	63	433	SH		OTR		185	20	228
DARDEN RESTAURANTS INC	COM	237194105	311	2,630	SH		SOLE		2,630	0	0
DISNEY WALT CO	COM DISNEY	254687106	647	4,962	SH		SOLE		4,962	0	0
DISNEY WALT CO	COM DISNEY	254687106	104	800	SH		OTR		800	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,035	10,793	SH		SOLE		10,793	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	666	6,949	SH		OTR		5,324	0	1,625
EASTMAN CHEMICAL CO	COM	277432100	511	6,923	SH		SOLE		6,923	0	0
EASTMAN CHEMICAL CO	COM	277432100	48	647	SH		OTR		647	0	0
ENTERGY CORP NEW	COM	29364G103	468	3,988	SH		SOLE		3,988	0	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	140	3,655	SH		SOLE		405	0	3,250
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	687	17,915	SH		OTR		11,735	0	6,180
EXXON MOBIL CORP	COM	30231G102	3,167	44,858	SH		SOLE		44,823	0	35
EXXON MOBIL CORP	COM	30231G102	1,126	15,942	SH		OTR		15,732	210	0
FEDEX CORP	COM	31428X106	870	5,976	SH		SOLE		5,976	0	0
FEDEX CORP	COM	31428X106	29	200	SH		OTR		200	0	0
FIFTH THIRD BANCORP	COM	316773100	630	23,018	SH		SOLE		23,018	0	0
FORTINET INC	COM	34959E109	1,048	13,649	SH		SOLE		13,649	0	0
FORTINET INC	COM	34959E109	115	1,500	SH		OTR		1,470	30	0
GENERAL ELECTRIC CO	COM	369604103	94	10,567	SH		SOLE		10,567	0	0
GENERAL ELECTRIC CO	COM	369604103	5	515	SH		OTR		515	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	467	2,254	SH		SOLE		2,249	0	5
GOLDMAN SACHS GROUP INC	COM	38141G104	93	448	SH		OTR		175	15	258
HOME DEPOT INC	COM	437076102	1,775	7,649	SH		SOLE		7,619	20	10
HOME DEPOT INC	COM	437076102	135	584	SH		OTR		584	0	0
HONEYWELL INTL INC	COM	438516106	1,616	9,552	SH		SOLE		9,457	75	20
HONEYWELL INTL INC	COM	438516106	226	1,335	SH		OTR		1,320	15	0
HUNT J B TRANS SVCS INC	COM	445658107	173	1,565	SH		SOLE		1,565	0	0
HUNT J B TRANS SVCS INC	COM	445658107	116	1,050	SH		OTR		1,050	0	0
ILLINOIS TOOL WKS INC	COM	452308109	582	3,718	SH		SOLE		3,718	0	0
ILLINOIS TOOL WKS INC	COM	452308109	23	145	SH		OTR		145	0	0
INTEL CORP	COM	458140100	2,866	55,618	SH		SOLE		55,015	550	53
INTEL CORP	COM	458140100	1,056	20,495	SH		OTR		17,265	500	2,730
INTERNATIONAL BUSINESS MACHS	COM	459200101	594	4,083	SH		SOLE		4,083	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	54	370	SH		OTR		370	0	0
INVENTRUST PPTYS CORP	COM	46124J102	49	15,597	SH		SOLE		15,597	0	0
INVESCO SR INCOME TR	COM	46131H107	73	17,480	SH		SOLE		17,480	0	0
INVESCO SR INCOME TR	COM	46131H107	181	43,000	SH		OTR		0	0	43,000
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	206	1,050	SH		OTR		0	0	1,050
INVESCO EXCHNG TRADED FD TR	CHINA TECHNLGY	46138E800	106	2,310	SH		SOLE		25	0	2,285
INVESCO EXCHNG TRADED FD TR	CHINA TECHNLGY	46138E800	580	12,665	SH		OTR		7,190	0	5,475
ISHARES GOLD TRUST	ISHARES	464285105	105	7,430	SH		SOLE		2,460	0	4,970
ISHARES GOLD TRUST	ISHARES	464285105	344	24,365	SH		OTR		2,725	0	21,640
ISHARES TR	CORE S&P500 ETF	464287200	694	2,325	SH		SOLE		2,325	0	0
ISHARES TR	CORE S&P500 ETF	464287200	18	60	SH		OTR		60	0	0
ISHARES TR	MSCI EAFE ETF	464287465	2,173	33,328	SH		SOLE		33,038	0	290
ISHARES TR	MSCI EAFE ETF	464287465	395	6,050	SH		OTR		5,830	0	220
ISHARES TR	CORE S&P MCP ETF	464287507	278	1,438	SH		SOLE		1,253	0	185
ISHARES TR	CORE S&P MCP ETF	464287507	56	290	SH		OTR		165	0	125
ISHARES TR	RUS 2000 GRW ETF	464287648	293	1,518	SH		SOLE		1,518	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	1,152	14,798	SH		SOLE		14,162	0	636
ISHARES TR	CORE S&P SCP ETF	464287804	360	4,620	SH		OTR		1,810	350	2,460
ISHARES TR	IBOXX HI YD ETF	464288513	68	785	SH		SOLE		15	0	770
ISHARES TR	IBOXX HI YD ETF	464288513	435	4,985	SH		OTR		300	0	4,685
ISHARES TR	CRE U S REIT ETF	464288521	1,316	23,685	SH		SOLE		23,685	0	0
ISHARES TR	CRE U S REIT ETF	464288521	50	900	SH		OTR		900	0	0
JPMORGAN CHASE & CO	COM	46625H100	2,654	22,547	SH		SOLE		22,547	0	0
JPMORGAN CHASE & CO	COM	46625H100	434	3,691	SH		OTR		3,452	239	0
JOHNSON & JOHNSON	COM	478160104	1,643	12,700	SH		SOLE		12,700	0	0
JOHNSON & JOHNSON	COM	478160104	345	2,665	SH		OTR		2,340	325	0
KIMBERLY CLARK CORP	COM	494368103	371	2,610	SH		SOLE		2,610	0	0
KIMBERLY CLARK CORP	COM	494368103	142	1,000	SH		OTR		1,000	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	230	1,100	SH		SOLE		1,100	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	480	2,855	SH		SOLE		2,855	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	20	120	SH		OTR		120	0	0
LILLY ELI & CO	COM	532457108	1,182	10,566	SH		SOLE		10,566	0	0
LILLY ELI & CO	COM	532457108	348	3,112	SH		OTR		3,112	0	0
LINCOLN NATL CORP IND	COM	534187109	1,416	23,479	SH		SOLE		23,479	0	0
LINCOLN NATL CORP IND	COM	534187109	24	400	SH		OTR		400	0	0
LOCKHEED MARTIN CORP	COM	539830109	975	2,499	SH		SOLE		2,499	0	0
LOCKHEED MARTIN CORP	COM	539830109	255	654	SH		OTR		654	0	0
LOWES COS INC	COM	548661107	457	4,154	SH		SOLE		4,154	0	0
LOWES COS INC	COM	548661107	302	2,750	SH		OTR		1,400	0	1,350
MASTERCARD INC	CL A	57636Q104	2,712	9,985	SH		SOLE		9,975	0	10
MASTERCARD INC	CL A	57636Q104	254	935	SH		OTR		920	15	0
MCDONALDS CORP	COM	580135101	754	3,511	SH		SOLE		3,511	0	0
MCDONALDS CORP	COM	580135101	93	435	SH		OTR		245	190	0
MERCK & CO INC	COM	58933Y105	4,073	48,380	SH		SOLE		48,240	100	40
MERCK & CO INC	COM	58933Y105	1,253	14,887	SH		OTR		14,207	680	0
MICROSOFT CORP	COM	594918104	4,465	32,112	SH		SOLE		32,037	35	40
MICROSOFT CORP	COM	594918104	1,631	11,730	SH		OTR		10,030	405	1,295
MICROCHIP TECHNOLOGY INC	COM	595017104	244	2,623	SH		SOLE		2,623	0	0
MICROCHIP TECHNOLOGY INC	COM	595017104	93	1,000	SH		OTR		1,000	0	0
MONDELEZ INTL INC	CL A	609207105	227	4,097	SH		SOLE		4,097	0	0
NEXTERA ENERGY INC	COM	65339F101	1,292	5,545	SH		SOLE		5,531	14	0
NEXTERA ENERGY INC	COM	65339F101	120	514	SH		OTR		350	164	0
NIKE INC	CL B	654106103	438	4,660	SH		SOLE		4,660	0	0
NIKE INC	CL B	654106103	168	1,790	SH		OTR		1,790	0	0
NUCOR CORP	COM	670346105	794	15,603	SH		SOLE		15,603	0	0
NUCOR CORP	COM	670346105	223	4,385	SH		OTR		4,385	0	0
ORACLE CORP	COM	68389X105	803	14,600	SH		SOLE		14,600	0	0
ORACLE CORP	COM	68389X105	73	1,335	SH		OTR		1,335	0	0
PAYCHEX INC	COM	704326107	355	4,283	SH		SOLE		4,283	0	0
PEPSICO INC	COM	713448108	2,545	18,560	SH		SOLE		18,535	0	25
PEPSICO INC	COM	713448108	1,522	11,103	SH		OTR		10,673	430	0
PFIZER INC	COM	717081103	2,002	55,724	SH		SOLE		55,664	0	60
PFIZER INC	COM	717081103	690	19,213	SH		OTR		18,178	1,035	0
PHILLIPS 66	COM	718546104	646	6,311	SH		SOLE		6,291	0	20
PHILLIPS 66	COM	718546104	67	655	SH		OTR		655	0	0
PROCTER & GAMBLE CO	COM	742718109	1,758	14,137	SH		SOLE		14,137	0	0
PROCTER & GAMBLE CO	COM	742718109	1,548	12,443	SH		OTR		12,188	255	0
PUBLIC STORAGE	COM	74460D109	49	200	SH		SOLE		200	0	0
PUBLIC STORAGE	COM	74460D109	222	905	SH		OTR		0	0	905
ROYAL BK CDA MONTREAL QUE	COM	780087102	345	4,254	SH		SOLE		4,254	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,549	5,218	SH		SOLE		5,218	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	475	1,600	SH		OTR		0	1,600	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	488	4,759	SH		SOLE		4,759	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	1,026	10,000	SH		OTR		0	10,000	0
SPDR SERIES TRUST	S&P BIOTECH	78464A870	157	2,060	SH		SOLE		210	0	1,850
SPDR SERIES TRUST	S&P BIOTECH	78464A870	624	8,190	SH		OTR		6,710	0	1,480
SALESFORCE COM INC	COM	79466L302	1,008	6,788	SH		SOLE		6,788	0	0
SALESFORCE COM INC	COM	79466L302	147	990	SH		OTR		970	20	0
SCHLUMBERGER LTD	COM	806857108	280	8,206	SH		SOLE		8,206	0	0
SCHLUMBERGER LTD	COM	806857108	38	1,126	SH		OTR		355	0	771
SONOCO PRODS CO	COM	835495102	93	1,600	SH		SOLE		1,600	0	0
SONOCO PRODS CO	COM	835495102	282	4,849	SH		OTR		4,849	0	0
SOUTHERN CO	COM	842587107	424	6,866	SH		SOLE		6,851	0	15
SOUTHERN CO	COM	842587107	695	11,246	SH		OTR		10,646	600	0
STARBUCKS CORP	COM	855244109	2,008	22,711	SH		SOLE		22,676	0	35
STARBUCKS CORP	COM	855244109	271	3,070	SH		OTR		3,025	45	0
STARWOOD PPTY TR INC	COM	85571B105	123	5,095	SH		SOLE		5,095	0	0
STARWOOD PPTY TR INC	COM	85571B105	429	17,720	SH		OTR		0	0	17,720
SUNTRUST BKS INC	COM	867914103	275	4,000	SH		OTR		4,000	0	0
TJX COS INC NEW	COM	872540109	2,308	41,409	SH		SOLE		41,359	0	50
TJX COS INC NEW	COM	872540109	201	3,600	SH		OTR		3,120	480	0
TARGET CORP	COM	87612EAP1	223	2,085	SH		SOLE		2,085	0	0
TARGET CORP	COM	87612EAP1	11	105	SH		OTR		105	0	0
TEXTRON INC	COM	883203101	446	9,119	SH		SOLE		9,119	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,989	6,828	SH		SOLE		6,818	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	15	50	SH		OTR		35	15	0
3M CO	COM	88579Y101	231	1,404	SH		SOLE		1,404	0	0
3M CO	COM	88579Y101	146	886	SH		OTR		886	0	0
TRAVELERS COMPANIES INC	COM	89417E109	159	1,070	SH		SOLE		1,070	0	0
TRAVELERS COMPANIES INC	COM	89417E109	45	300	SH		OTR		0	300	0
US BANCORP DEL	COM NEW	902973304	3,776	68,229	SH		SOLE		68,229	0	0
UNION PACIFIC CORP	COM	907818108	1,527	9,427	SH		SOLE		9,410	0	17
UNION PACIFIC CORP	COM	907818108	181	1,115	SH		OTR		1,095	20	0
UNITED PARCEL SERVICE INC	CL B	911312106	450	3,757	SH		SOLE		3,757	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	66	550	SH		OTR		550	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	825	6,042	SH		SOLE		6,042	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	66	485	SH		OTR		485	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	272	1,250	SH		SOLE		1,250	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	32	145	SH		OTR		145	0	0
VANGUARD GROUP	DIV APP ETF	921908844	202	1,692	SH		SOLE		1,692	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	204	2,295	SH		OTR		0	0	2,295
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	113	830	SH		SOLE		600	0	230
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	415	3,045	SH		OTR		565	0	2,480
VERIZON COMMUNICATIONS INC	COM	92343V104	3,703	61,352	SH		SOLE		61,352	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,003	16,625	SH		OTR		16,150	475	0
VISA INC	COM CL A	92826C839	239	1,387	SH		SOLE		1,387	0	0
VISA INC	COM CL A	92826C839	34	195	SH		OTR		0	0	195
WALMART INC	COM	931142103	1,622	13,666	SH		SOLE		13,666	0	0
WALMART INC	COM	931142103	49	410	SH		OTR		410	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	279	5,049	SH		SOLE		5,049	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	7	125	SH		OTR		125	0	0
WASTE MGMT INC DEL	COM	94106L109	420	3,650	SH		SOLE		3,650	0	0
WASTE MGMT INC DEL	COM	94106L109	260	2,260	SH		OTR		2,260	0	0
WELLS FARGO CO NEW	COM	949746101	474	9,400	SH		SOLE		9,400	0	0
WELLS FARGO CO NEW	COM	949746101	46	910	SH		OTR		910	0	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	60	1,360	SH		SOLE		25	0	1,335
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	616	13,895	SH		OTR		9,750	0	4,145