SEC Filing | Bank OZK

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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

09-30-2018

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	BANK OZK
Address:	17901 CHENAL PARKWAY

	LITTLE ROCK, AR 72223
Form 13F File Number:	028-15250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	JENNIFER JUNKER
Title:	DIRECTOR OF TRUST AND WEALTH MANAGEMENT
Phone:	501-978-2528
Signature, Place, and Date of Signing:
/s/ JENNIFER JUNKER		LITTLE ROCK, AR	11-05-2018
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	0
	Form 13F Information Table Entry Total:	230
	Form 13F Information Table Value Total:	251,220
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	361	2,121	SH		SOLE		1,621	0	500
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	71	415	SH		OTR		415	0	0
INGERSOLL-RAND PLC	SHS	G47791101	482	4,708	SH		SOLE		4,708	0	0
INGERSOLL-RAND PLC	SHS	G47791101	20	198	SH		OTR		198	0	0
INVESCO LTD	SHS	G491BT108	662	28,919	SH		SOLE		28,869	0	50
INVESCO LTD	SHS	G491BT108	178	7,780	SH		OTR		7,625	155	0
MEDTRONIC PLC	SHS	G5960L103	2,504	25,451	SH		SOLE		25,431	0	20
MEDTRONIC PLC	SHS	G5960L103	92	935	SH		OTR		895	40	0
AFLAC INC	COM	001055102	1,779	37,800	SH		SOLE		37,800	0	0
AT&T INC	COM	00206R102	5,484	163,320	SH		SOLE		163,217	0	103
AT&T INC	COM	00206R102	480	14,280	SH		OTR		12,086	2,194	0
ABBOTT LABS	COM	002824100	1,735	23,648	SH		SOLE		23,608	0	40
ABBOTT LABS	COM	002824100	54	735	SH		OTR		295	440	0
ABBVIE INC	COM	00287Y109	3,243	34,290	SH		SOLE		34,290	0	0
ABBVIE INC	COM	00287Y109	250	2,638	SH		OTR		2,323	315	0
ADOBE INC	COM	00724F101	216	802	SH		SOLE		802	0	0
AIR PRODS & CHEMS INC	COM	009158106	253	1,513	SH		SOLE		1,513	0	0
ALLSTATE CORP	COM	020002101	706	7,157	SH		SOLE		7,157	0	0
ALLSTATE CORP	COM	020002101	64	650	SH		OTR		650	0	0
ALPHABET INC	CAP STK CL C	02079K107	419	351	SH		SOLE		351	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,602	1,327	SH		SOLE		1,327	0	0
ALPHABET INC	CAP STK CL A	02079K305	158	131	SH		OTR		128	3	0
ALTRIA GROUP INC	COM	02209S103	2,189	36,301	SH		SOLE		36,281	0	20
ALTRIA GROUP INC	COM	02209S103	299	4,955	SH		OTR		2,235	840	1,880
AMERICAN ELEC PWR INC	COM	025537101	426	6,009	SH		SOLE		6,009	0	0
AMGEN INC	COM	031162100	3,000	14,473	SH		SOLE		14,463	0	10
AMGEN INC	COM	031162100	426	2,055	SH		OTR		1,970	85	0
APPLE INC	COM	037833100	7,507	33,253	SH		SOLE		32,535	0	718
APPLE INC	COM	037833100	801	3,549	SH		OTR		3,284	265	0
APPLIED MATLS INC	COM	038222105	1,619	41,881	SH		SOLE		41,791	0	90
APPLIED MATLS INC	COM	038222105	163	4,217	SH		OTR		4,117	100	0
ARES CAP CORP	COM	04010L103	110	6,425	SH		SOLE		6,425	0	0
ARES CAP CORP	COM	04010L103	430	25,040	SH		OTR		0	0	25,040
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,881	12,488	SH		SOLE		12,488	0	0
BB&T CORP	COM	054937107	1,484	30,565	SH		SOLE		30,565	0	0
BB&T CORP	COM	054937107	926	19,085	SH		OTR		19,020	65	0
BANK AMER CORP	COM	060505104	2,338	79,358	SH		SOLE		76,151	0	3,207
BANK AMER CORP	COM	060505104	234	7,938	SH		OTR		4,975	2,963	0
BANK OZK	COM	06417N103	63,772	1,679,992	SH		SOLE		1,679,992	0	0
BANK OZK	COM	06417N103	10,221	269,267	SH		OTR		79,541	189,726	0
BECTON DICKINSON & CO	COM	075887109	238	910	SH		SOLE		910	0	0
BECTON DICKINSON & CO	COM	075887109	26	100	SH		OTR		100	0	0
BOEING CO	COM	097023105	1,886	5,072	SH		SOLE		5,072	0	0
BOOKING HLDGS INC	COM	09857L108	786	396	SH		SOLE		396	0	0
BOOKING HLDGS INC	COM	09857L108	16	8	SH		OTR		8	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	3,197	51,493	SH		SOLE		51,458	0	35
BRISTOL MYERS SQUIBB CO	COM	110122108	369	5,947	SH		OTR		5,357	590	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	528	4,000	SH		SOLE		4,000	0	0
BROADCOM INC	COM	11135F101	995	4,034	SH		SOLE		4,034	0	0
BROADCOM INC	COM	11135F101	22	91	SH		OTR		91	0	0
CDK GLOBAL INC	COM	12508E101	272	4,348	SH		SOLE		4,348	0	0
CSX CORP	COM	126408103	269	3,628	SH		SOLE		3,628	0	0
CVS HEALTH CORP	COM	126650100	1,297	16,473	SH		SOLE		16,453	0	20
CVS HEALTH CORP	COM	126650100	137	1,740	SH		OTR		1,675	65	0
CAPITAL ONE FINL CORP	COM	14040H105	1,099	11,582	SH		SOLE		11,557	0	25
CAPITAL ONE FINL CORP	COM	14040H105	95	1,000	SH		OTR		940	60	0
CHEVRON CORP NEW	COM	166764100	3,165	25,884	SH		SOLE		25,854	0	30
CHEVRON CORP NEW	COM	166764100	319	2,606	SH		OTR		2,431	175	0
CISCO SYS INC	COM	17275R102	3,585	73,696	SH		SOLE		72,101	0	1,595
CISCO SYS INC	COM	17275R102	581	11,940	SH		OTR		10,860	1,080	0
COCA COLA CO	COM	191216100	1,325	28,688	SH		SOLE		28,668	0	20
COCA COLA CO	COM	191216100	134	2,908	SH		OTR		2,200	708	0
COLGATE PALMOLIVE CO	COM	194162103	547	8,168	SH		SOLE		8,168	0	0
COLGATE PALMOLIVE CO	COM	194162103	29	440	SH		OTR		100	340	0
COMCAST CORP NEW	CL A	20030N101	1,380	38,974	SH		SOLE		37,394	0	1,580
COMCAST CORP NEW	CL A	20030N101	85	2,410	SH		OTR		2,175	235	0
COMMERCE BANCSHARES INC	COM	200525103	1,261	19,101	SH		SOLE		19,101	0	0
CONOCOPHILLIPS	COM	20825C104	1,085	14,015	SH		SOLE		14,015	0	0
CONOCOPHILLIPS	COM	20825C104	151	1,950	SH		OTR		1,775	175	0
CONSOLIDATED EDISON INC	COM	209115104	244	3,200	SH		SOLE		3,200	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	45	405	SH		SOLE		405	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	198	1,775	SH		OTR		0	0	1,775
DANAHER CORP DEL	COM	235851102	766	7,048	SH		SOLE		6,736	0	312
DANAHER CORP DEL	COM	235851102	24	225	SH		OTR		205	20	0
DARDEN RESTAURANTS INC	COM	237194105	360	3,240	SH		SOLE		3,240	0	0
DISNEY WALT CO	COM DISNEY	254687106	666	5,694	SH		SOLE		5,694	0	0
DISNEY WALT CO	COM DISNEY	254687106	94	800	SH		OTR		800	0	0
DOWDUPONT INC	COM	26078J100	1,010	15,705	SH		SOLE		15,705	0	0
DOWDUPONT INC	COM	26078J100	179	2,789	SH		OTR		2,364	425	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,284	16,052	SH		SOLE		16,052	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	146	1,825	SH		OTR		200	0	1,625
EOG RES INC	COM	26875P101	209	1,637	SH		SOLE		1,313	0	324
EMERSON ELEC CO	COM	291011104	249	3,258	SH		SOLE		3,258	0	0
EMERSON ELEC CO	COM	291011104	23	300	SH		OTR		300	0	0
ENTERGY CORP NEW	COM	29364G103	332	4,088	SH		SOLE		4,088	0	0
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	597	14,270	SH		SOLE		7,410	0	6,860
EXXON MOBIL CORP	COM	30231G102	4,788	56,315	SH		SOLE		56,280	0	35
EXXON MOBIL CORP	COM	30231G102	594	6,988	SH		OTR		6,423	565	0
FEDEX CORP	COM	31428X106	1,900	7,892	SH		SOLE		7,885	0	7
FEDEX CORP	COM	31428X106	88	365	SH		OTR		340	25	0
FIFTH THIRD BANCORP	COM	316773100	676	24,214	SH		SOLE		24,214	0	0
FORTINET INC	COM	34959E109	2,279	24,697	SH		SOLE		24,697	0	0
FORTINET INC	COM	34959E109	179	1,945	SH		OTR		1,915	30	0
GENERAL ELECTRIC CO	COM	369604103	664	58,848	SH		SOLE		58,848	0	0
GENERAL ELECTRIC CO	COM	369604103	89	7,855	SH		OTR		6,615	1,240	0
GOLDMAN SACHS GROUP INC	COM	38141G104	932	4,155	SH		SOLE		3,947	0	208
GOLDMAN SACHS GROUP INC	COM	38141G104	110	490	SH		OTR		475	15	0
GOLUB CAP BDC INC	COM	38173M102	580	30,930	SH		SOLE		5,870	0	25,060
HOME DEPOT INC	COM	437076102	1,694	8,177	SH		SOLE		8,167	0	10
HOME DEPOT INC	COM	437076102	140	675	SH		OTR		635	40	0
HONEYWELL INTL INC	COM	438516106	1,631	9,804	SH		SOLE		9,794	0	10
HONEYWELL INTL INC	COM	438516106	277	1,665	SH		OTR		1,555	110	0
HOST HOTELS & RESORTS INC	COM	44107P104	118	5,612	SH		SOLE		5,612	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	189	8,960	SH		OTR		0	0	8,960
HUNT J B TRANS SVCS INC	COM	445658107	182	1,530	SH		SOLE		1,530	0	0
HUNT J B TRANS SVCS INC	COM	445658107	202	1,700	SH		OTR		1,700	0	0
ILLINOIS TOOL WKS INC	COM	452308109	438	3,106	SH		SOLE		3,106	0	0
ILLINOIS TOOL WKS INC	COM	452308109	87	620	SH		OTR		0	0	620
INTEL CORP	COM	458140100	3,101	65,577	SH		SOLE		65,524	0	53
INTEL CORP	COM	458140100	503	10,635	SH		OTR		6,790	1,115	2,730
INTERNATIONAL BUSINESS MACHS	COM	459200101	641	4,240	SH		SOLE		4,240	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	63	415	SH		OTR		415	0	0
INVENTRUST PPTYS CORP	COM	46124J102	49	15,597	SH		SOLE		15,597	0	0
INVESCO SR INCOME TR	COM	46131H107	75	17,480	SH		SOLE		17,480	0	0
INVESCO SR INCOME TR	COM	46131H107	306	71,090	SH		OTR		0	0	71,090
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	216	1,050	SH		SOLE		0	0	1,050
INVESCO EXCHNG TRADED FD TR	CHINA TECHNLGY	46138E800	596	12,400	SH		SOLE		6,110	0	6,290
ISHARES SILVER TRUST	ISHARES	46428Q109	137	10,000	SH		SOLE		10,000	0	0
ISHARES GOLD TRUST	ISHARES	464285105	357	31,215	SH		SOLE		5,185	0	26,030
ISHARES TR	CORE S&P500 ETF	464287200	790	2,699	SH		SOLE		2,699	0	0
ISHARES TR	CORE S&P500 ETF	464287200	18	60	SH		OTR		60	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	240	2,092	SH		SOLE		1,992	0	100
ISHARES TR	MSCI EAFE ETF	464287465	2,867	42,163	SH		SOLE		42,163	0	0
ISHARES TR	MSCI EAFE ETF	464287465	100	1,475	SH		OTR		1,475	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	387	1,921	SH		SOLE		1,706	0	215
ISHARES TR	RUS 2000 GRW ETF	464287648	326	1,518	SH		SOLE		1,518	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	1,706	19,556	SH		SOLE		16,677	0	2,879
ISHARES TR	CORE S&P SCP ETF	464287804	152	1,740	SH		OTR		1,390	350	0
ISHARES TR	IBOXX HI YD ETF	464288513	262	3,035	SH		SOLE		1,320	0	1,715
JPMORGAN CHASE & CO	COM	46625H100	2,295	20,337	SH		SOLE		20,337	0	0
JPMORGAN CHASE & CO	COM	46625H100	145	1,286	SH		OTR		1,047	239	0
JOHNSON & JOHNSON	COM	478160104	1,997	14,451	SH		SOLE		14,451	0	0
JOHNSON & JOHNSON	COM	478160104	314	2,270	SH		OTR		1,705	565	0
KIMBERLY CLARK CORP	COM	494368103	420	3,700	SH		SOLE		3,700	0	0
KIMBERLY CLARK CORP	COM	494368103	31	270	SH		OTR		270	0	0
KRAFT HEINZ CO	COM	500754106	206	3,729	SH		SOLE		3,729	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	435	2,504	SH		SOLE		2,504	0	0
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	21	120	SH		OTR		120	0	0
LILLY ELI & CO	COM	532457108	1,068	9,955	SH		SOLE		9,955	0	0
LILLY ELI & CO	COM	532457108	108	1,007	SH		OTR		1,007	0	0
LINCOLN NATL CORP IND	COM	534187109	1,776	26,249	SH		SOLE		26,249	0	0
LOCKHEED MARTIN CORP	COM	539830109	669	1,933	SH		SOLE		1,933	0	0
LOCKHEED MARTIN CORP	COM	539830109	73	211	SH		OTR		211	0	0
LOWES COS INC	COM	548661107	801	6,979	SH		SOLE		6,979	0	0
LOWES COS INC	COM	548661107	270	2,350	SH		OTR		1,000	0	1,350
MASTERCARD INCORPORATED	CL A	57636Q104	2,554	11,474	SH		SOLE		11,454	0	20
MASTERCARD INCORPORATED	CL A	57636Q104	238	1,070	SH		OTR		1,030	40	0
MCDONALDS CORP	COM	580135101	692	4,138	SH		SOLE		4,138	0	0
MCDONALDS CORP	COM	580135101	44	265	SH		OTR		75	190	0
MCKESSON CORP	COM	58155Q103	213	1,609	SH		SOLE		1,609	0	0
MCKESSON CORP	COM	58155Q103	36	275	SH		OTR		275	0	0
MERCK & CO INC	COM	58933Y105	4,064	57,281	SH		SOLE		57,241	0	40
MERCK & CO INC	COM	58933Y105	538	7,581	SH		OTR		6,596	985	0
METLIFE INC	COM	59156R108	679	14,523	SH		SOLE		14,483	0	40
METLIFE INC	COM	59156R108	75	1,595	SH		OTR		1,500	95	0
MICROSOFT CORP	COM	594918104	4,653	40,683	SH		SOLE		39,368	0	1,315
MICROSOFT CORP	COM	594918104	425	3,715	SH		OTR		3,185	530	0
MICROCHIP TECHNOLOGY INC	COM	595017104	278	3,523	SH		SOLE		3,523	0	0
MICROCHIP TECHNOLOGY INC	COM	595017104	24	300	SH		OTR		300	0	0
NEXTERA ENERGY INC	COM	65339F101	891	5,314	SH		SOLE		5,314	0	0
NEXTERA ENERGY INC	COM	65339F101	78	466	SH		OTR		288	178	0
NIKE INC	CL B	654106103	461	5,445	SH		SOLE		5,445	0	0
NIKE INC	CL B	654106103	169	1,990	SH		OTR		1,990	0	0
NUCOR CORP	COM	670346105	1,227	19,333	SH		SOLE		19,333	0	0
NUCOR CORP	COM	670346105	216	3,410	SH		OTR		3,410	0	0
ORACLE CORP	COM	68389X105	1,569	30,428	SH		SOLE		30,404	0	24
ORACLE CORP	COM	68389X105	222	4,305	SH		OTR		4,115	190	0
PPG INDS INC	COM	693506107	222	2,035	SH		SOLE		2,035	0	0
PPG INDS INC	COM	693506107	39	355	SH		OTR		325	30	0
PAYCHEX INC	COM	704326107	666	9,043	SH		SOLE		9,018	0	25
PAYCHEX INC	COM	704326107	20	265	SH		OTR		215	50	0
PEPSICO INC	COM	713448108	3,010	26,921	SH		SOLE		26,911	0	10
PEPSICO INC	COM	713448108	298	2,668	SH		OTR		2,218	450	0
PFIZER INC	COM	717081103	2,937	66,637	SH		SOLE		66,607	0	30
PFIZER INC	COM	717081103	208	4,720	SH		OTR		3,515	1,205	0
PHILLIPS 66	COM	718546104	693	6,144	SH		SOLE		6,134	0	10
PHILLIPS 66	COM	718546104	75	665	SH		OTR		655	10	0
PROCTER AND GAMBLE CO	COM	742718109	1,758	21,127	SH		SOLE		21,127	0	0
PROCTER AND GAMBLE CO	COM	742718109	199	2,387	SH		OTR		2,132	255	0
ROYAL BK CDA MONTREAL QUE	COM	780087102	615	7,666	SH		SOLE		7,666	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	601	2,069	SH		SOLE		2,069	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	370	3,782	SH		SOLE		3,782	0	0
SPDR SERIES TRUST	S&P BIOTECH	78464A870	373	3,895	SH		SOLE		3,010	0	885
SALESFORCE COM INC	COM	79466L302	1,824	11,469	SH		SOLE		11,469	0	0
SALESFORCE COM INC	COM	79466L302	184	1,160	SH		OTR		1,125	35	0
SCHLUMBERGER LTD	COM	806857108	532	8,738	SH		SOLE		8,165	0	573
SCHLUMBERGER LTD	COM	806857108	45	740	SH		OTR		740	0	0
SIMMONS 1ST NATL CORP	CL A $1 PAR	828730200	448	15,208	SH		SOLE		15,208	0	0
SONOCO PRODS CO	COM	835495102	345	6,220	SH		SOLE		6,220	0	0
SONOCO PRODS CO	COM	835495102	47	849	SH		OTR		0	849	0
SOUTHERN CO	COM	842587107	759	17,409	SH		SOLE		17,394	0	15
SOUTHERN CO	COM	842587107	56	1,276	SH		OTR		512	764	0
STARBUCKS CORP	COM	855244109	1,385	24,359	SH		SOLE		24,324	0	35
STARBUCKS CORP	COM	855244109	150	2,635	SH		OTR		2,525	110	0
STARWOOD PPTY TR INC	COM	85571B105	110	5,095	SH		SOLE		5,095	0	0
STARWOOD PPTY TR INC	COM	85571B105	508	23,615	SH		OTR		0	0	23,615
SUNTRUST BKS INC	COM	867914103	267	4,000	SH		SOLE		4,000	0	0
TJX COS INC NEW	COM	872540109	2,476	22,102	SH		SOLE		22,077	0	25
TJX COS INC NEW	COM	872540109	156	1,395	SH		OTR		1,120	275	0
TARGET CORP	COM	87612EAP1	195	2,205	SH		SOLE		2,205	0	0
TARGET CORP	COM	87612EAP1	9	105	SH		OTR		105	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,756	7,196	SH		SOLE		7,186	0	10
THERMO FISHER SCIENTIFIC INC	COM	883556102	40	165	SH		OTR		135	30	0
3M CO	COM	88579Y101	469	2,226	SH		SOLE		2,226	0	0
3M CO	COM	88579Y101	88	416	SH		OTR		416	0	0
TOTAL S A	SPONSORED ADR	89151E109	206	3,204	SH		SOLE		3,204	0	0
TRAVELERS COMPANIES INC	COM	89417E109	198	1,530	SH		SOLE		1,530	0	0
TRAVELERS COMPANIES INC	COM	89417E109	39	300	SH		OTR		0	300	0
US BANCORP DEL	COM NEW	902973304	3,607	68,309	SH		SOLE		68,309	0	0
UNION PAC CORP	COM	907818108	1,502	9,224	SH		SOLE		9,212	0	12
UNION PAC CORP	COM	907818108	231	1,420	SH		OTR		1,375	45	0
UNITED PARCEL SERVICE INC	CL B	911312106	499	4,271	SH		SOLE		4,271	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	64	550	SH		OTR		550	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	896	6,409	SH		SOLE		6,409	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	83	595	SH		OTR		575	20	0
UNITEDHEALTH GROUP INC	COM	91324P102	333	1,250	SH		SOLE		1,250	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	39	145	SH		OTR		145	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	511	3,825	SH		SOLE		1,345	0	2,480
VERIZON COMMUNICATIONS INC	COM	92343V104	3,799	71,153	SH		SOLE		71,153	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	276	5,165	SH		OTR		4,660	505	0
VISA INC	COM CL A	92826C839	237	1,582	SH		SOLE		1,336	0	246
WALMART INC	COM	931142103	1,795	19,119	SH		SOLE		19,119	0	0
WALMART INC	COM	931142103	39	410	SH		OTR		410	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	510	7,000	SH		SOLE		7,000	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	9	125	SH		OTR		125	0	0
WASTE MGMT INC DEL	COM	94106L109	576	6,375	SH		SOLE		6,375	0	0
WASTE MGMT INC DEL	COM	94106L109	39	430	SH		OTR		430	0	0
WELLS FARGO CO NEW	COM	949746101	566	10,774	SH		SOLE		10,774	0	0
WELLS FARGO CO NEW	COM	949746101	60	1,135	SH		OTR		1,080	55	0
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	525	11,510	SH		SOLE		6,450	0	5,060