SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:09-30-2015
Check here if Amendment  Amendment Number:
This Amendment (Check only one.):  is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name:Bank of the Ozarks
Address:17901 CHENAL PARKWAY
LITTLE ROCK, AR  72223
Form 13F File Number:028-15250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:JENNIFER JUNKER
Title:DIRECTOR OF TRUST AND WEALTH MANAGEMENT
Phone:501-978-2528
Signature, Place, and Date of Signing:
/s/ JENNIFER JUNKERLITTLE ROCKAR10-21-2015
[Signature][City, State][Date]
Report Type (Check only one.):
X13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers:0
Form 13F Information Table Entry Total:214
Form 13F Information Table Value Total:262,620
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ACCENTURE PLC IRELANDSHS CLASS AG1151C1013403,465SH SOLE 3,46500
ACCENTURE PLC IRELANDSHS CLASS AG1151C10152525SH OTR 52500
INVESCO LTDSHSG491BT10840112,845SH SOLE 12,84500
INVESCO LTDSHSG491BT108953,050SH OTR 3,05000
MEDTRONIC PLCSHSG5960L1034406,566SH SOLE 6,56600
MEDTRONIC PLCSHSG5960L10317250SH OTR 25000
MYLAN N VSHS EURON594651091764,365SH SOLE 4,36500
MYLAN N VSHS EURON59465109601,495SH OTR 1,2302650
AFLAC INCCOM0010551025419,305SH SOLE 9,30500
AFLAC INCCOM0010551021101,890SH OTR 1,89000
AT&T INCCOM00206R1023,594110,299SH SOLE 110,1960103
AT&T INCCOM00206R10249715,259SH OTR 13,9591,3000
ABBOTT LABSCOM00282410081620,297SH SOLE 20,29700
ABBOTT LABSCOM0028241001042,586SH OTR 2,1864000
ABBVIE INCCOM00287Y1091,14921,120SH SOLE 21,12000
ABBVIE INCCOM00287Y1091472,705SH OTR 2,70500
AIR PRODS & CHEMS INCCOM0091581062321,815SH SOLE 1,81500
AIR PRODS & CHEMS INCCOM00915810637290SH OTR 29000
ALLSTATE CORPCOM0200021011783,055SH SOLE 3,05500
ALLSTATE CORPCOM020002101591,005SH OTR 915900
ALTRIA GROUP INCCOM02209S1032,51946,306SH SOLE 46,30600
ALTRIA GROUP INCCOM02209S1032083,815SH OTR 2,8151,0000
AMERICAN ELEC PWR INCCOM0255371013756,599SH SOLE 6,59900
AMERICAN ELEC PWR INCCOM02553710117292SH OTR 29200
AMERICAN EXPRESS COCOM0258161091732,334SH SOLE 2,33400
AMERICAN EXPRESS COCOM0258161091041,400SH OTR 1,40000
AMGEN INCCOM0311621001,87013,516SH SOLE 13,51600
AMGEN INCCOM0311621002281,650SH OTR 1,5501000
APPLE INCCOM0378331003,21529,150SH SOLE 29,100050
APPLE INCCOM0378331002592,351SH OTR 2,2111400
APPLIED MATLS INCCOM03822210539426,851SH SOLE 26,85100
APPLIED MATLS INCCOM03822210512842SH OTR 84200
BB&T CORPCOM0549371071,01928,621SH SOLE 28,533088
BB&T CORPCOM05493710770719,855SH OTR 19,6052500
BANCORPSOUTH INCCOM05969210340517,058SH SOLE 17,05800
BANK AMER CORPCOM06050510450232,189SH SOLE 32,18900
BANK AMER CORPCOM0605051041056,720SH OTR 6,72000
BANK OF THE OZARKS INCCOM063904106115,9222,649,043SH SOLE 2,407,0320242,011
BANK OF THE OZARKS INCCOM0639041066,170140,985SH OTR 140,98500
BOEING COCOM0970231053472,648SH SOLE 2,64800
BRISTOL MYERS SQUIBB COCOM1101221082,81047,459SH SOLE 47,45900
BRISTOL MYERS SQUIBB COCOM1101221082884,865SH OTR 4,0158500
CSX CORPCOM1264081032609,663SH SOLE 9,66300
CSX CORPCOM126408103511,905SH OTR 1,7401650
CVS HEALTH CORPCOM1266501001,25513,003SH SOLE 13,00300
CVS HEALTH CORPCOM1266501003073,187SH OTR 3,18700
CAPITAL ONE FINL CORPCOM14040H1053675,065SH SOLE 5,06500
CAPITAL ONE FINL CORPCOM14040H10516225SH OTR 1251000
CHEVRON CORP NEWCOM1667641001,41317,917SH SOLE 17,888029
CHEVRON CORP NEWCOM1667641001652,094SH OTR 1,9691250
CHUBB CORPCOM1712321011971,609SH SOLE 1,575034
CHUBB CORPCOM1712321011078SH OTR 7800
CISCO SYS INCCOM17275R10279630,320SH SOLE 30,32000
CISCO SYS INCCOM17275R102311,185SH OTR 1,18500
COCA COLA COCOM1912161001,12027,925SH SOLE 27,92500
COCA COLA COCOM1912161003228,034SH OTR 7,5345000
COLGATE PALMOLIVE COCOM19416210379112,462SH SOLE 12,414048
COLGATE PALMOLIVE COCOM1941621031091,717SH OTR 1,2524650
COMCAST CORP NEWCL A20030N1014898,590SH SOLE 8,59000
COMCAST CORP NEWCL A20030N1011482,604SH OTR 2,60400
COMMERCE BANCSHARES INCCOM20052510382518,099SH SOLE 18,09900
CONOCOPHILLIPSCOM20825C1041,01921,251SH SOLE 21,25100
CONOCOPHILLIPSCOM20825C104982,044SH OTR 1,8691750
COSTCO WHSL CORP NEWCOM22160K1052521,744SH SOLE 1,718026
DFA INVT DIMENSIONS GROUPIN TWO YR GLOBAL23320364523423,509SH SOLE 23,50900
DFA INVT DIMENSIONS GROUPIN GLOBAL FIX INCM23320388423721,340SH SOLE 21,34000
D R HORTON INCCOM23331A10930410,340SH SOLE 10,34000
D R HORTON INCCOM23331A109872,975SH OTR 2,97500
DANAHER CORP DELCOM2358511024064,770SH SOLE 4,77000
DARDEN RESTAURANTS INCCOM2371941054126,005SH SOLE 6,00500
DELTIC TIMBER CORPCOM24785010064710,824SH SOLE 10,82400
DELTIC TIMBER CORPCOM2478501003,32755,627SH OTR 55,62700
DISNEY WALT COCOM DISNEY2546871067377,212SH SOLE 7,164048
DISNEY WALT COCOM DISNEY2546871062132,080SH OTR 2,08000
DOLLAR GEN CORP NEWCOM2566771052443,375SH SOLE 3,37500
DOLLAR GEN CORP NEWCOM256677105761,045SH OTR 955900
DOMINION RES INC VA NEWCOM25746U109911,296SH SOLE 1,29600
DOMINION RES INC VA NEWCOM25746U1092323,300SH OTR 3,30000
DOW CHEM COCOM26054310349811,742SH SOLE 11,74200
DOW CHEM COCOM26054310332748SH OTR 4233250
DU PONT E I DE NEMOURS & COCOM2635341092204,560SH SOLE 4,56000
DU PONT E I DE NEMOURS & COCOM263534109551,145SH OTR 1,14500
DUKE ENERGY CORP NEWCOM NEW26441C2041,10815,397SH SOLE 15,39700
DUKE ENERGY CORP NEWCOM NEW26441C2042223,082SH OTR 2,7323500
E M C CORP MASSCOM26864810244518,431SH SOLE 18,3090122
E M C CORP MASSCOM268648102923,800SH OTR 3,80000
EXPRESS SCRIPTS HLDG COCOM30219G1084435,474SH SOLE 5,47400
EXPRESS SCRIPTS HLDG COCOM30219G1081281,575SH OTR 1,57500
EXXON MOBIL CORPCOM30231G1023,10741,789SH SOLE 41,754035
EXXON MOBIL CORPCOM30231G10283111,177SH OTR 11,0071700
FEDEX CORPCOM31428X1069916,886SH SOLE 6,88600
FEDEX CORPCOM31428X1063562,475SH OTR 2,47500
GENERAL ELECTRIC COCOM3696041031,82172,191SH SOLE 72,19100
GENERAL ELECTRIC COCOM36960410381832,428SH OTR 31,2281,2000
GOLDMAN SACHS GROUP INCCOM38141G1042111,213SH SOLE 1,21300
GOLDMAN SACHS GROUP INCCOM38141G1041480SH OTR 8000
HOME DEPOT INCCOM4370761024373,782SH SOLE 3,759023
HOME DEPOT INCCOM4370761021571,360SH OTR 1,36000
HONEYWELL INTL INCCOM43851610696810,221SH SOLE 10,195026
HONEYWELL INTL INCCOM4385161061101,165SH OTR 1,100650
HUNT J B TRANS SVCS INCCOM4456581072263,170SH SOLE 3,17000
HUNT J B TRANS SVCS INCCOM445658107961,350SH OTR 1,35000
INTEL CORPCOM4581401001,40746,687SH SOLE 46,636051
INTEL CORPCOM45814010041113,635SH OTR 13,1355000
INTERNATIONAL BUSINESS MACHS COM4592001016694,614SH SOLE 4,61400
INTERNATIONAL BUSINESS MACHS COM45920010189616SH OTR 61600
ISHARESMSCI EURZONE ETF4642866082206,406SH SOLE 6,40600
ISHARES TRCORE S&P500 ETF4642872004472,318SH SOLE 2,31800
ISHARES TRMSCI EAFE ETF4642874652093,645SH SOLE 3,64500
ISHARES TRMSCI EAFE ETF464287465571,000SH OTR 1,00000
ISHARES TRRUS 2000 GRW ETF4642876482051,527SH SOLE 1,51809
ISHARES TRCORE S&P SCP ETF4642878042942,757SH SOLE 2,75700
JPMORGAN CHASE & COCOM46625H1005108,369SH SOLE 8,36900
JPMORGAN CHASE & COCOM46625H1002013,304SH OTR 3,30400
JOHNSON & JOHNSONCOM4781601041,97821,188SH SOLE 21,18800
JOHNSON & JOHNSONCOM4781601045145,511SH OTR 5,1463650
KIMBERLY CLARK CORPCOM4943681035585,121SH SOLE 5,12100
KIMBERLY CLARK CORPCOM49436810349450SH OTR 45000
KINDER MORGAN INC DELCOM49456B1011,23444,581SH SOLE 44,507074
KINDER MORGAN INC DELCOM49456B101973,490SH OTR 3,2902000
KRAFT HEINZ COCOM5007541064235,994SH SOLE 5,99400
KRAFT HEINZ COCOM50075410610145SH OTR 14500
KROGER COCOM5010441012015,572SH SOLE 5,57200
LILLY ELI & COCOM5324571086758,069SH SOLE 8,06900
LILLY ELI & COCOM53245710830355SH OTR 35500
LINCOLN NATL CORP INDCOM5341871091,37428,953SH SOLE 28,95300
LOCKHEED MARTIN CORPCOM5398301095942,864SH SOLE 2,86400
LOCKHEED MARTIN CORPCOM5398301093351,615SH OTR 1,61500
LOWES COS INCCOM5486611076659,655SH SOLE 9,65500
LOWES COS INCCOM5486611072553,695SH OTR 3,69500
MASTERCARD INCCL A57636Q1048409,318SH SOLE 9,31800
MASTERCARD INCCL A57636Q10436400SH OTR 40000
MCDONALDS CORPCOM5801351015805,890SH SOLE 5,89000
MCDONALDS CORPCOM58013510175765SH OTR 5751900
MCKESSON CORPCOM58155Q1031,3737,423SH SOLE 7,42300
MCKESSON CORPCOM58155Q1032101,135SH OTR 1,13500
MERCK & CO INC NEWCOM58933Y1052,18644,252SH SOLE 44,186066
MERCK & CO INC NEWCOM58933Y1053096,266SH OTR 5,4668000
METLIFE INCCOM59156R1084569,666SH SOLE 9,66600
METLIFE INCCOM59156R10812250SH OTR 25000
MICROSOFT CORPCOM5949181041,39331,469SH SOLE 31,420049
MICROSOFT CORPCOM5949181044159,375SH OTR 8,7855900
MICROCHIP TECHNOLOGY INCCOM5950171041814,195SH SOLE 4,19500
MICROCHIP TECHNOLOGY INCCOM59501710424560SH OTR 56000
MONSANTO CO NEWCOM61166W1016908,083SH SOLE 8,058025
MONSANTO CO NEWCOM61166W10128324SH OTR 32400
MURPHY OIL CORPCOM6267171022,41799,885SH SOLE 99,88500
MURPHY OIL CORPCOM62671710218,873779,868SH OTR 779,86800
MURPHY USA INCCOM6267551021,27423,177SH SOLE 23,17700
MURPHY USA INCCOM62675510210,698194,692SH OTR 0194,6920
NIKE INCCL B6541061034073,310SH SOLE 3,31000
NIKE INCCL B6541061031331,080SH OTR 1,08000
NUCOR CORPCOM67034610571919,140SH SOLE 19,14000
NUCOR CORPCOM6703461051504,005SH OTR 4,00500
ORACLE CORPCOM68389X10579922,120SH SOLE 22,12000
ORACLE CORPCOM68389X1051474,075SH OTR 4,07500
PPL CORPCOM69351T1062016,125SH SOLE 6,12500
PPL CORPCOM69351T10615465SH OTR 46500
PEPSICO INCCOM7134481081,83619,464SH SOLE 19,46400
PEPSICO INCCOM7134481085696,034SH OTR 5,6344000
PFIZER INCCOM7170811031,57750,199SH SOLE 49,8490350
PFIZER INCCOM71708110337812,050SH OTR 10,8501,2000
PIEDMONT NAT GAS INCCOM7201861053428,532SH SOLE 8,53200
PIEDMONT NAT GAS INCCOM72018610517420SH OTR 42000
PRECISION CASTPARTS CORPCOM7401891053841,673SH SOLE 1,67300
PRECISION CASTPARTS CORPCOM74018910583360SH OTR 36000
PRICELINE GRP INCCOM NEW741503403215174SH SOLE 17400
PROCTER & GAMBLE COCOM7427181096989,702SH SOLE 9,70200
PROCTER & GAMBLE COCOM7427181095557,714SH OTR 7,3593550
QUALCOMM INCCOM74752510374313,829SH SOLE 13,82900
QUALCOMM INCCOM74752510313250SH OTR 25000
REGIONS FINL CORP NEWCOM7591EP100313,406SH SOLE 3,40600
REGIONS FINL CORP NEWCOM7591EP100778,563SH OTR 8,56300
ROYAL BK CDA MONTREAL QUECOM78008710266712,078SH SOLE 12,07800
SCHLUMBERGER LTDCOM8068571081992,892SH SOLE 2,857035
SCHLUMBERGER LTDCOM80685710820295SH OTR 29500
SIMMONS 1ST NATL CORPCL A $1 PAR82873020055511,577SH SOLE 11,57700
SIMMONS 1ST NATL CORPCL A $1 PAR828730200731,514SH OTR 1,51400
SOUTHERN COCOM8425871074339,690SH SOLE 9,69000
SOUTHERN COCOM842587107711,587SH OTR 9876000
STARBUCKS CORPCOM85524410961910,898SH SOLE 10,89800
STARBUCKS CORPCOM85524410928500SH OTR 50000
TJX COS INC NEWCOM87254010991612,819SH SOLE 12,81900
TJX COS INC NEWCOM87254010924330SH OTR 33000
TARGET CORPCOM87612EAP14205,334SH SOLE 5,33400
TARGET CORPCOM87612EAP1881,120SH OTR 1,12000
TEVA PHARMACEUTICAL INDSLTD ADR8816242091,01117,900SH SOLE 17,90000
TEVA PHARMACEUTICAL INDSLTD ADR881624209360SH OTR 6000
THERMO FISHER SCIENTIFICINC COM8835561029047,389SH SOLE 7,38900
THERMO FISHER SCIENTIFICINC COM88355610212100SH OTR 10000
3M COCOM88579Y1014102,894SH SOLE 2,89400
3M COCOM88579Y10184590SH OTR 59000
TRAVELERS COMPANIES INCCOM89417E1093833,844SH SOLE 3,84400
TRAVELERS COMPANIES INCCOM89417E10930300SH OTR 03000
US BANCORP DELCOM NEW9029733043,03273,931SH SOLE 73,866065
US BANCORP DELCOM NEW902973304801,946SH OTR 1,4465000
UNION PAC CORPCOM9078181083473,928SH SOLE 3,894034
UNION PAC CORPCOM9078181087898,925SH OTR 8,8251000
UNITED PARCEL SERVICE INCCL B9113121063803,847SH SOLE 3,84700
UNITED PARCEL SERVICE INCCL B91131210617170SH OTR 17000
UNITED TECHNOLOGIES CORPCOM9130171093914,395SH SOLE 4,39500
UNITED TECHNOLOGIES CORPCOM91301710961685SH OTR 68500
UNITEDHEALTH GROUP INCCOM91324P1023352,890SH SOLE 2,89000
UNITEDHEALTH GROUP INCCOM91324P1021601,382SH OTR 1,38200
VERIZON COMMUNICATIONS INC COM92343V1042,49157,260SH SOLE 57,26000
VERIZON COMMUNICATIONS INC COM92343V1042435,579SH OTR 5,1794000
WAL-MART STORES INCCOM9311421031,57124,226SH SOLE 24,22600
WAL-MART STORES INCCOM931142103841,303SH OTR 1,30300
WALGREENS BOOTS ALLIANCEINC COM9314271087759,327SH SOLE 9,32700
WALGREENS BOOTS ALLIANCEINC COM93142710827325SH OTR 1252000
WASTE MGMT INC DELCOM94106L1093977,965SH SOLE 7,96500
WASTE MGMT INC DELCOM94106L10941815SH OTR 81500
WELLS FARGO & CO NEWCOM9497461011,01519,771SH SOLE 19,713058
WELLS FARGO & CO NEWCOM9497461011963,820SH OTR 3,82000