SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:12-31-2013
Check here if Amendment  Amendment Number:
This Amendment (Check only one.):  is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name:BANK OF THE OZARKS
Address:17901 CHENAL PARKWAY
LITTLE ROCK, AR  72223
Form 13F File Number:028-15250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:REX W. KYLE
Title:PRESIDENT / TRUST & WEALTH MANAGEMENT
Phone:501-978-2240
Signature, Place, and Date of Signing:
/s/ REX W. KYLELITTLE ROCKAR02-17-2014
[Signature][City, State][Date]
Report Type (Check only one.):
X13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers:0
Form 13F Information Table Entry Total:197
Form 13F Information Table Value Total:258,626
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
3M COCOM88579Y1013802,715SH SOLE 2,71500
3M COCOM88579Y10152370SH OTR 340030
ABBOTT LABSCOM00282410041410,790SH SOLE 10,79000
ABBOTT LABSCOM0028241001263,293SH OTR 2,8934000
ABBVIE INCCOM00287Y1091943,675SH OTR 2,27501,400
ABBVIE INCCOM00287Y1093055,770SH SOLE 5,77000
ACCENTURE PLCCOMG1151C101555SH OTR 5500
ACCENTURE PLCCOMG1151C1014435,385SH SOLE 5,38500
ADVISORS DISCIPLINED TRUNIT00771C18312212,075SH SOLE 12,07500
AFLAC INCCOM0010551021,05015,719SH SOLE 15,71900
AFLAC INCCOM0010551027100SH OTR 10000
AIR PRODS & CHEMS INCCOM0091581062482,219SH SOLE 2,21900
AIR PRODS & CHEMS INCCOM00915810632290SH OTR 29000
ALTRIA GROUP INCCOM02209S1031,16930,470SH SOLE 30,47000
ALTRIA GROUP INCCOM02209S1031082,820SH OTR 2,0208000
AMERICAN ELEC PWR INCCOM0255371013978,496SH SOLE 8,2460250
AMERICAN ELEC PWR INCCOM02553710136786SH OTR 5860200
AMGEN INCCOM0311621009738,528SH SOLE 8,52800
AMGEN INCCOM03116210045390SH OTR 39000
APACHE CORPCOM0374111053874,500SH SOLE 4,50000
APACHE CORPCOM03741110517200SH OTR 20000
APPLE INCCOM0378331001,2062,150SH SOLE 2,133017
APPLE INCCOM037833100110196SH OTR 176200
AT&T INCCOM00206R1022,57173,132SH SOLE 72,8460286
AT&T INCCOM00206R10244912,743SH OTR 10,9431,8000
BAKER HUGHES INCCOM05722410767512,216SH SOLE 12,21600
BAKER HUGHES INCCOM057224107240SH OTR 4000
BANCORPSOUTH INCCOM05969210343417,058SH SOLE 17,05800
BANK MONTREALCOM0636711012493,730SH SOLE 3,73000
BANK MONTREALCOM06367110118280SH OTR 28000
BANK OF AMERICA CORPCOM06050510446629,932SH SOLE 29,93200
BANK OF AMERICA CORPCOM060505104895,700SH OTR 5,5000200
BANK OF THE OZARKS INCCOM06390410692,4581,633,820SH SOLE 1,524,5200109,300
BB&T CORPCOM0549371071,79748,204SH SOLE 48,0030201
BB&T CORPCOM0549371079280SH OTR 28000
BERKSHIRE HATHAWAY INC DECL B NEW0846707022311,947SH SOLE 1,94700
BOEING COCOM0970231052701,980SH SOLE 1,98000
BORGWARNER INCCOM0997241064447,950SH SOLE 7,95000
BORGWARNER INCCOM099724106350SH OTR 5000
BRISTOL MYERS SQUIBB COCOM1101221081,90635,877SH SOLE 35,87700
BRISTOL MYERS SQUIBB COCOM110122108971,830SH OTR 1,3305000
CHEVRON CORP NEWCOM1667641001,65313,232SH SOLE 13,168064
CHEVRON CORP NEWCOM1667641002121,700SH OTR 1,5751250
COCA COLA COCOM1912161001,33932,428SH SOLE 32,2620166
COCA COLA COCOM1912161003949,534SH OTR 9,1344000
COLGATE PALMOLIVE COCOM19416210369110,601SH SOLE 10,60100
COLGATE PALMOLIVE COCOM194162103971,492SH OTR 1,1523400
COMMERCE BANCSHARES INCCOM20052510377417,238SH SOLE 17,23800
COMMUNITY TRUST BANCORP,COM20414910855512,302SH SOLE 12,30200
CONOCOPHILLIPSCOM20825C1041,21717,228SH SOLE 16,9400288
CONOCOPHILLIPSCOM20825C1041021,450SH OTR 1,2751750
CVS CAREMARK CORPORATIONCOM12665010084011,736SH SOLE 11,73600
CVS CAREMARK CORPORATIONCOM1266501001502,098SH OTR 2,09800
DANAHER CORP DELCOM2358511022343,025SH SOLE 3,02500
DARDEN RESTAURANTS INCCOM23719410557410,560SH SOLE 10,56000
DARDEN RESTAURANTS INCCOM23719410520370SH OTR 37000
DELTIC TIMBER CORPCOM24785010073510,824SH SOLE 10,82400
DELTIC TIMBER CORPCOM2478501003,77955,627SH OTR 55,62700
DIRECTV USDCOM25490A30973210,597SH SOLE 10,59700
DIRECTV USDCOM25490A309350SH OTR 5000
DISNEY WALT COCOM DISNEY25468710683710,966SH SOLE 10,7820184
DISNEY WALT COCOM DISNEY2546871062633,440SH OTR 94002,500
DOMINION RES INC VA NEWCOM25746U109741,146SH SOLE 1,14600
DOMINION RES INC VA NEWCOM25746U1092393,700SH OTR 3,70000
DOW CHEM COCOM2605431033668,244SH SOLE 7,9230321
DOW CHEM COCOM26054310342945SH OTR 6203250
DU PONT E I DE NEMOURS & COCOM2635341092463,780SH SOLE 3,78000
DU PONT E I DE NEMOURS & COCOM2635341091061,630SH OTR 1,63000
DUKE ENERGY CORP NEWCOM NEW26441C2041,65423,965SH SOLE 23,8180147
DUKE ENERGY CORP NEWCOM NEW26441C204731,056SH OTR 7063500
E M C CORP MASSCOM26864810282232,686SH SOLE 31,35201,334
E M C CORP MASSCOM268648102275SH OTR 7500
EXPRESS SCRIPTS HOLDING CCOM30219G10876710,917SH SOLE 10,91700
EXPRESS SCRIPTS HOLDING CCOM30219G108450SH OTR 5000
EXXON MOBIL CORPCOM30231G1024,69546,393SH SOLE 46,319074
EXXON MOBIL CORPCOM30231G1026916,832SH OTR 6,6621700
FEDEX CORPCOM31428X106640SH SOLE 4000
FEDEX CORPCOM31428X1063422,380SH OTR 2,38000
FIFTH THIRD BANCORPCOM31677310023010,933SH SOLE 10,93300
FLUOR CORP NEWCOM3434121027409,216SH SOLE 9,21600
FLUOR CORP NEWCOM343412102455SH OTR 5500
FMC TECHNOLOGIES INCCOM30249U10156510,818SH SOLE 10,81800
FMC TECHNOLOGIES INCCOM30249U101485SH OTR 8500
GENERAL ELECTRIC COCOM3696041032,63293,953SH SOLE 93,5870366
GENERAL ELECTRIC COCOM36960410394433,696SH OTR 32,4961,2000
HOME DEPOT INCCOM4370761021151,403SH SOLE 1,40300
HOME DEPOT INCCOM4370761023704,500SH OTR 1,50003,000
HONEYWELL INTL INCCOM4385161062712,961SH SOLE 2,96100
HUNT J B TRANS SVCS INCCOM4456581075607,246SH SOLE 7,24600
HUNT J B TRANS SVCS INCCOM4456581071582,050SH OTR 2,05000
INTEL CORPCOM4581401002328,920SH OTR 8,4205000
INTEL CORPCOM4581401001,63963,146SH SOLE 62,4970649
INTERNATIONAL BUSINESS MACHSCOM4592001011,88110,028SH SOLE 9,995033
INTERNATIONAL BUSINESS MACHSCOM459200101130691SH OTR 641500
INVESCO LTDSHSG491BT10865718,060SH SOLE 18,06000
INVESCO LTDSHSG491BT1085150SH OTR 15000
ISHARES TRETF4642872003241,745SH SOLE 1,74500
J P MORGAN CHASE & COCOM46625H1002484,235SH SOLE 4,23500
J P MORGAN CHASE & COCOM46625H100851,466SH OTR 1,46600
JOHNSON & JOHNSONCOM4781601041,86720,388SH SOLE 20,38800
JOHNSON & JOHNSONCOM4781601045676,194SH OTR 5,8293650
KIMBERLY CLARK CORPCOM4943681032021,950SH OTR 40001,550
KIMBERLY CLARK CORPCOM4943681035975,707SH SOLE 5,5850122
KINDER MORGAN INC DELCOM49456B10138410,677SH SOLE 9,8140863
KRAFT FOODS GROUP, INC.COM50076Q1063756,956SH SOLE 6,95600
LABORATORY CORP AMER HLDGCOM NEW50540R4094134,515SH SOLE 4,51500
LABORATORY CORP AMER HLDGCOM NEW50540R409550SH OTR 5000
LILLY ELI & COCOM53245710871113,945SH SOLE 13,94500
LILLY ELI & COCOM532457108731,440SH OTR 1,44000
LINCOLN NATL CORP INDCOM5341871092,17442,134SH SOLE 42,13400
LOCKHEED MARTIN CORPCOM5398301096794,571SH SOLE 4,4590112
LOCKHEED MARTIN CORPCOM5398301092531,700SH OTR 1,70000
LOWES COS INCCOM54866110745900SH OTR 90000
LOWES COS INCCOM54866110785017,169SH SOLE 17,16900
MATTEL INCCOM57708110222480SH OTR 48000
MATTEL INCCOM5770811024399,220SH SOLE 9,22000
MCDONALDS CORPCOM5801351017868,093SH SOLE 8,09300
MCDONALDS CORPCOM5801351011801,850SH OTR 1,6601900
MCKESSON CORPCOM58155Q103425SH OTR 2500
MCKESSON CORPCOM58155Q1038275,125SH SOLE 5,12500
MEDTRONIC INCCOM5850551062033,535SH SOLE 3,53500
MEDTRONIC INCCOM585055106601,050SH OTR 1,05000
MERCK & CO INC NEWCOM58933Y1051,71734,303SH SOLE 34,30300
MERCK & CO INC NEWCOM58933Y1052875,730SH OTR 5,0307000
METLIFE INCCOM59156R1082805,198SH SOLE 5,19800
METLIFE INCCOM59156R108350SH OTR 5000
MICROCHIP TECHNOLOGY INCCOM5950171042245,015SH SOLE 5,01500
MICROSOFT CORPCOM5949181041,23733,048SH SOLE 32,9220126
MICROSOFT CORPCOM5949181043709,890SH OTR 9,4904000
MONSANTO CO NEWCOM61166W1018767,519SH SOLE 7,461058
MONSANTO CO NEWCOM61166W10120174SH OTR 17400
MOSAIC COMPANY NEWCOM61945C1033988,426SH SOLE 8,42600
MOSAIC COMPANY NEWCOM61945C103250SH OTR 5000
MURPHY OIL CORPCOM6267171026,534100,708SH SOLE 100,70800
MURPHY OIL CORPCOM62671710250,526778,768SH OTR 778,76800
MURPHY USA INCCOM6267551021,04625,177SH SOLE 25,17700
MURPHY USA INCCOM6267551028,091194,692SH OTR 0194,6920
MYLAN INCCOM62853010796122,141SH SOLE 22,14100
MYLAN INCCOM6285301078175SH OTR 17500
NOVO-NORDISK A SADR6701002052261,223SH SOLE 1,170053
NUCOR CORPCOM6703461051,51528,385SH SOLE 28,38500
NUCOR CORPCOM67034610517320SH OTR 32000
ORACLE CORPCOM68389X1051,01726,578SH SOLE 26,57800
ORACLE CORPCOM68389X10525650SH OTR 65000
PENTAIR LTDSHSH6169Q1086858,825SH SOLE 8,82500
PENTAIR LTDSHSH6169Q108570SH OTR 7000
PEPSICO INCCOM7134481081,40216,899SH SOLE 16,89900
PEPSICO INCCOM7134481084084,910SH OTR 4,5104000
PFIZER INCCOM7170811031,44447,139SH SOLE 46,5010638
PFIZER INCCOM71708110334011,100SH OTR 9,9001,2000
PHILIP MORRIS INTL INCCOM7181721095376,149SH SOLE 6,14900
PHILIP MORRIS INTL INCCOM71817210916200SH OTR 20000
PIEDMONT NAT GAS INCCOM72018610535610,749SH SOLE 10,74900
PIEDMONT NAT GAS INCCOM72018610518560SH OTR 56000
PPL CORPCOM69351T10618620SH OTR 62000
PPL CORPCOM69351T10647515,779SH SOLE 15,1270652
PRECISION CASTPARTS CORPCOM7401891057342,724SH SOLE 2,72400
PRECISION CASTPARTS CORPCOM740189105725SH OTR 2500
PROCTER & GAMBLE COCOM74271810990511,109SH SOLE 11,10900
PROCTER & GAMBLE COCOM7427181094835,936SH OTR 5,6812550
QUALCOMM INCCOM7475251033905,250SH SOLE 5,172078
RAYTHEON COCOM NEW7551115072232,463SH SOLE 2,3570106
RED MTN RES INCCOM75678V104189349,596SH SOLE 349,59600
ROYAL BANK OF CANADACOM7800871021,29519,282SH SOLE 19,28200
SCHLUMBERGER LTDCOM8068571081621,800SH SOLE 1,5000300
SCHLUMBERGER LTDCOM80685710854600SH OTR 00600
SIMMONS 1ST NATL CORPCL A8287302002376,378SH SOLE 6,37800
SOUTHERN COCOM84258710758014,108SH SOLE 13,03201,076
SOUTHERN COCOM842587107982,390SH OTR 1,7906000
TARGET CORPCOM87612E10627425SH OTR 400025
TARGET CORPCOM87612E1063235,104SH SOLE 5,017087
TEVA PHARMACEUTICAL INDS LTDADR8816242093338,305SH SOLE 8,30500
TEVA PHARMACEUTICAL INDS LTDADR881624209260SH OTR 6000
THERMO FISHER SCIENTIFIC INCCOM8835561023002,695SH SOLE 2,69500
THERMO FISHER SCIENTIFIC INCCOM88355610211100SH OTR 10000
TJX COS INC NEWCOM872540109575SH OTR 7500
TJX COS INC NEWCOM8725401095658,864SH SOLE 8,86400
TRANSCANADA CORPCOM89353D1073016,590SH SOLE 6,59000
TRANSCANADA CORPCOM89353D10716360SH OTR 36000
TRAVELERS COMPANIES INCCOM89417E1093243,584SH SOLE 3,58400
TRAVELERS COMPANIES INCCOM89417E10927300SH OTR 03000
UNION PAC CORPCOM907818108166989SH SOLE 954035
UNION PAC CORPCOM9078181087064,200SH OTR 4,20000
UNITED TECHNOLOGIES CORPCOM9130171094674,104SH SOLE 4,10400
UNITED TECHNOLOGIES CORPCOM91301710957500SH OTR 50000
US BANCORP DELCOM NEW9029733042,89471,628SH SOLE 71,4790149
US BANCORP DELCOM NEW902973304791,946SH OTR 1,4465000
V F CORPCOM9182041081392,240SH OTR 24002,000
VERIZON COMMUNICATIONS INCCOM92343V1041,97140,107SH SOLE 39,8690238
VERIZON COMMUNICATIONS INCCOM92343V1042374,814SH OTR 4,4144000
WALGREEN COCOM9314221092854,969SH SOLE 4,96900
WAL-MART STORES INCCOM9311421032,44231,028SH SOLE 31,02800
WAL-MART STORES INCCOM9311421034565,793SH OTR 5,79300
WASTE MGMT INC DELCOM94106L1093988,879SH SOLE 8,5910288
WASTE MGMT INC DELCOM94106L10922500SH OTR 50000
WELLS FARGO & CO NEWCOM94974610165814,497SH SOLE 14,3390158
WELLS FARGO & CO NEWCOM9497461011403,093SH OTR 3,09300