SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:06-30-2013
Check here if Amendment  Amendment Number:
This Amendment (Check only one.):  is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name:Bank of the Ozarks
Address:17901 CHENAL PARKWAY
LITTLE ROCK, AR  72223
Form 13F File Number:028-15250

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:REX W. KYLE
Title:PRESIDENT / TRUST & WEALTH MANAGEMENT
Phone:501-978-2240
Signature, Place, and Date of Signing:
/s/ REX W. KYLELITTLE ROCKAR08-09-2013
[Signature][City, State][Date]
Report Type (Check only one.):
X13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers:0
Form 13F Information Table Entry Total:95
Form 13F Information Table Value Total:135,661
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
AT&T INCCOM00206R1021,30836,949SH SOLE036,94900
AT&T INCCOM00206R10242612,043SH OTR010,2431,8000
ABBOTT LABSCOM0028241003118,930SH SOLE08,93000
ABBOTT LABSCOM002824100621,773SH OTR01,3734000
AIR PRODS & CHEMS INCCOM0091581062022,210SH SOLE02,21000
ALTRIA GROUP INCCOM02209S10392726,496SH SOLE026,49600
ALTRIA GROUP INCCOM02209S103892,550SH OTR01,7508000
AMGEN INCCOM0311621003073,113SH SOLE03,11300
AMGEN INCCOM03116210015150SH OTR015000
APACHE CORPCOM0374111053484,150SH SOLE04,15000
APACHE CORPCOM03741110517200SH OTR020000
APPLE INCCOM0378331006451,626SH SOLE01,62600
APPLE INCCOM03783310078196SH OTR0176200
BANCORPSOUTH INCCOM05969210330217,058SH SOLE017,05800
BANK OF THE OZARKS INCCOM06390410643,3421,000,284SH SOLE0843,4840156,800
BANK OF THE OZARKS INCCOM0639041066140SH OTR014000
BRISTOL MYERS SQUIBB COCOM11012210892920,796SH SOLE020,79600
BRISTOL MYERS SQUIBB COCOM110122108591,310SH OTR08105000
BROADCOM CORPCL A1113201072336,905SH SOLE06,90500
BROADCOM CORPCL A111320107250SH OTR05000
CVS CAREMARK CORPORATIONCOM1266501002564,481SH SOLE04,48100
CVS CAREMARK CORPORATIONCOM126650100591,028SH OTR01,02800
CHEVRON CORP NEWCOM1667641009377,918SH SOLE07,91800
CHEVRON CORP NEWCOM1667641001781,500SH OTR01,3751250
COCA COLA COCOM1912161001,04125,954SH SOLE025,95400
COCA COLA COCOM1912161003027,534SH OTR07,1344000
COLGATE PALMOLIVE COCOM19416210367911,860SH SOLE011,86000
COLGATE PALMOLIVE COCOM19416210351892SH OTR05523400
COMMERCE BANCSHARES INCCOM20052510371516,418SH SOLE016,41800
CONOCOPHILLIPSCOM20825C1045288,723SH SOLE08,72300
CONOCOPHILLIPSCOM20825C10441675SH OTR05001750
DARDEN RESTAURANTS INCCOM2371941053997,905SH SOLE07,90500
DARDEN RESTAURANTS INCCOM23719410519370SH OTR037000
DELTIC TIMBER CORPCOM24785010062610,824SH SOLE010,82400
DELTIC TIMBER CORPCOM2478501003,21655,627SH OTR055,62700
DU PONT E I DE NEMOURS & COCOM2635341091963,735SH SOLE03,73500
DU PONT E I DE NEMOURS & COCOM263534109541,030SH OTR01,03000
DUKE ENERGY CORP NEWCOM NEW26441C2045628,327SH SOLE08,32700
DUKE ENERGY CORP NEWCOM NEW26441C20450734SH OTR03843500
ENTERGY CORP NEWCOM29364G1031912,738SH SOLE02,73800
ENTERGY CORP NEWCOM29364G10323332SH OTR033200
EXXON MOBIL CORPCOM30231G10297210,762SH SOLE010,76200
EXXON MOBIL CORPCOM30231G1021952,158SH OTR01,9881700
FEDEX CORPCOM31428X106440SH SOLE04000
FEDEX CORPCOM31428X1062242,276SH OTR02,27600
GENERAL ELECTRIC COCOM36960410379334,207SH SOLE034,20700
GENERAL ELECTRIC COCOM36960410341117,721SH OTR016,5211,2000
HONEYWELL INTL INCCOM4385161062332,933SH SOLE02,93300
HUNT J B TRANS SVCS INCCOM4456581076729,300SH SOLE09,30000
HUNT J B TRANS SVCS INCCOM4456581071482,050SH OTR02,05000
INTEL CORPCOM45814010057523,745SH SOLE023,74500
INTEL CORPCOM458140100803,300SH OTR02,8005000
INTERNATIONAL BUSINESS MACHSCOM4592001011,3427,020SH SOLE07,02000
1INTERNATIONAL BUSINESS MACHSCOM459200101123641SH OTR0591500
ISHARESEM ETF4642872342245,810SH SOLE05,81000
JOHNSON & JOHNSONCOM4781601041,15413,437SH SOLE013,43700
JOHNSON & JOHNSONCOM4781601042342,724SH OTR02,3593650
LILLY ELI & COCOM5324571082444,975SH SOLE04,97500
LILLY ELI & COCOM53245710847950SH OTR095000
MCDONALDS CORPCOM5801351016566,630SH SOLE06,63000
MCDONALDS CORPCOM5801351011831,850SH OTR01,6601900
MERCK & CO INC NEWCOM58933Y10565214,037SH SOLE014,03700
MERCK & CO INC NEWCOM58933Y1052385,130SH OTR04,4307000
MICROSOFT CORPCOM59491810464618,702SH SOLE018,70200
MICROSOFT CORPCOM5949181041694,890SH OTR04,4904000
MONSANTO CO NEWCOM61166W1013994,035SH SOLE04,03500
MONSANTO CO NEWCOM61166W10117174SH OTR017400
MURPHY OIL CORPCOM6267171026,132100,708SH SOLE0100,70800
MURPHY OIL CORPCOM62671710247,419778,768SH OTR0778,76800
ORACLE CORPCOM68389X1052076,740SH SOLE06,74000
PEPSICO INCCOM7134481087749,458SH SOLE09,45800
PEPSICO INCCOM7134481081762,155SH OTR01,7554000
PFIZER INCCOM71708110386830,981SH SOLE030,98100
PFIZER INCCOM7170811032187,800SH OTR06,6001,2000
PROCTER & GAMBLE COCOM7427181095747,458SH SOLE07,45800
PROCTER & GAMBLE COCOM7427181091862,417SH OTR02,1622550
SOUTHERN COCOM8425871074369,873SH SOLE09,87300
SOUTHERN COCOM8425871071022,305SH OTR01,7056000
TEVA PHARMACEUTICAL INDS LTDADR8816242092787,095SH SOLE07,09500
TEVA PHARMACEUTICAL INDS LTDADR881624209260SH OTR06000
THERMO FISHER SCIENTIFIC INCCOM8835561022282,695SH SOLE02,69500
THERMO FISHER SCIENTIFIC INCCOM8835561028100SH OTR010000
TRAVELERS COMPANIES INCCOM89417E1092192,744SH SOLE02,74400
TRAVELERS COMPANIES INCCOM89417E10924300SH OTR003000
US BANCORP DELCOM NEW9029733042,41866,895SH SOLE066,89500
US BANCORP DELCOM NEW902973304701,946SH OTR01,4465000
UNION PAC CORPCOM9078181084943,200SH OTR03,20000
UNITED TECHNOLOGIES CORPCOM9130171093253,496SH SOLE03,49600
UNITED TECHNOLOGIES CORPCOM91301710912130SH OTR013000
VERIZON COMMUNICATIONS INCCOM92343V1041,47829,352SH SOLE029,35200
VERIZON COMMUNICATIONS INCCOM92343V1042164,294SH OTR03,8944000
WAL-MART STORES INCCOM9311421031,61721,710SH SOLE021,71000
WAL-MART STORES INCCOM9311421034055,443SH OTR05,44300
WELLS FARGO & CO NEWCOM9497461013277,914SH SOLE07,91400
WELLS FARGO & CO NEWCOM949746101821,993SH OTR01,99300