UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 03/31/2013 Check here if Amendment [_]; Amendment Number: ________ This Amendment (Check only one.): [_] is a restatement. [_] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: BANK OF THE OZARKS Address: 17901 CHENAL PARKWAY LITTLE ROCK, AR 72223 Form 13F File Number: 28-15250 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: REX W. KYLE Title: PRESIDENT / TRUST & WEALTH MANAGEMENT Phone: 501-978-2240 Signature, Place, and Date of Signing: /s/ REX W. KYLE Little Rock, AR 5/3/2013 ------------------ --------------- -------------- [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.] Form 13F File Number Name 28-______ _________________________ [Repeat as necessary.]

FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 ------------ Form 13F Information Table Entry Total: 87 ------------ Form 13F Information Table Value Total: 142,301 ------------ (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name ____ 28-_____________________ _________________________________ [Repeat as necessary.]

8B BANK OF THE OZARKS SECURITIES AND EXCHANGE COMMISSION FORM 13F 04/08/13 PAGE 1 AS OF 03/31/13 COL1 COL2 COL3 COL4 COL5 COL6 COL7 COL8 ---- -------------- --------- -------- -------------- ------------ ---- ---------------------- INVESTMENT DISCRETION VOTING AUTHORITY MARKET ------------ ---------------------- VALUE SHS OR PUT SOLE SHR OTH OTH SOLE SHARED NONE NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT CALL (A) (B) (C) MGR (A) (B) (C) -------------- -------------- --------- -------- --------- ---- ---- --- --- ---- ------- ------ ------- AT&T INC COM 00206R102 1,079 29,415 SH X 29,415 AT&T INC COM 00206R102 424 11,563 SH X 9,763 1,800 ABBOTT LABS COM 002824100 334 9,446 SH X 9,446 ABBOTT LABS COM 002824100 68 1,923 SH X 1,523 400 ABBVIE INC COM 00287Y109 358 8,776 SH X 8,776 ABBVIE INC COM 00287Y109 70 1,728 SH X 1,328 400 ALTRIA GROUP INC COM 02209S103 692 20,130 SH X 20,130 ALTRIA GROUP INC COM 02209S103 71 2,075 SH X 1,275 800 APPLE INC COM 037833100 716 1,617 SH X 1,617 APPLE INC COM 037833100 91 206 SH X 186 20 BANCORPSOUTH INC COM 059692103 278 17,058 SH X 17,058 BANK OF THE OZARKS INC COM 063904106 50,240 1,132,807 SH X 956,857 175,950 BANK OF THE OZARKS INC COM 063904106 4 100 SH X 100 BRISTOL MYERS SQUIBB CO COM 110122108 681 16,526 SH X 16,526 BRISTOL MYERS SQUIBB CO COM 110122108 54 1,310 SH X 810 500 BROADCOM CORP CL A 111320107 240 6,925 SH X 6,925 BROADCOM CORP CL A 111320107 9 250 SH X 250 CVS CAREMARK CORPORATION COM 126650100 232 4,211 SH X 4,211 CVS CAREMARK CORPORATION COM 126650100 57 1,028 SH X 1,028 CHEVRON CORP NEW COM 166764100 837 7,045 SH X 7,045 CHEVRON CORP NEW COM 166764100 178 1,500 SH X 1,375 125 COCA COLA CO COM 191216100 976 24,134 SH X 24,134 COCA COLA CO COM 191216100 317 7,834 SH X 7,434 400 COLGATE PALMOLIVE CO COM 194162103 718 6,085 SH X 6,085 COLGATE PALMOLIVE CO COM 194162103 53 446 SH X 276 170 COMMERCE BANCSHARES INC COM 200525103 670 16,418 SH X 16,418 CONOCOPHILLIPS COM 20825C104 456 7,583 SH X 7,583 CONOCOPHILLIPS COM 20825C104 41 675 SH X 500 175 DARDEN RESTAURANTS INC COM 237194105 345 6,680 SH X 6,680 DARDEN RESTAURANTS INC COM 237194105 11 220 SH X 220 DELTIC TIMBER CORP COM 247850100 744 10,824 SH X 10,824 DELTIC TIMBER CORP COM 247850100 3,823 55,627 SH X 55,627 DU PONT E I DE NEMOURS & CO COM 263534109 162 3,305 SH X 3,305 DU PONT E I DE NEMOURS & CO COM 263534109 56 1,130 SH X 1,130 DUKE ENERGY CORP NEW COM NEW 26441C204 459 6,324 SH X 6,324 DUKE ENERGY CORP NEW COM NEW 26441C204 53 734 SH X 384 350 EXXON MOBIL CORP COM 30231G102 967 10,730 SH X 10,730 EXXON MOBIL CORP COM 30231G102 203 2,258 SH X 2,088 170

COL1 COL2 COL3 COL4 COL5 COL6 COL7 COL8 ---- -------------- --------- -------- -------------- ------------ ---- ---------------------- INVESTMENT DISCRETION VOTING AUTHORITY MARKET ------------ ---------------------- VALUE SHS OR PUT SOLE SHR OTH OTH SOLE SHARED NONE NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT CALL (A) (B) (C) MGR (A) (B) (C) -------------- -------------- --------- -------- --------- ---- ---- --- --- ---- ------- ------ ------- FEDEX CORP COM 31428X106 8 85 SH X 85 FEDEX CORP COM 31428X106 224 2,276 SH X 2,276 GENERAL ELECTRIC CO COM 369604103 764 33,057 SH X 33,057 GENERAL ELECTRIC CO COM 369604103 410 17,721 SH X 16,521 1,200 HONEYWELL INTL INC COM 438516106 212 2,816 SH X 2,816 HUNT J B TRANS SVCS INC COM 445658107 721 9,680 SH X 9,680 HUNT J B TRANS SVCS INC COM 445658107 168 2,250 SH X 2,250 INTEL CORP COM 458140100 510 23,374 SH X 23,374 INTEL CORP COM 458140100 72 3,300 SH X 2,800 500 INTERNATIONAL BUSINESS MACHS COM 459200101 1,466 6,872 SH X 6,872 INTERNATIONAL BUSINESS MACHS COM 459200101 137 641 SH X 591 50 JOHNSON & JOHNSON COM 478160104 1,001 12,280 SH X 12,280 JOHNSON & JOHNSON COM 478160104 222 2,724 SH X 2,359 365 MCDONALDS CORP COM 580135101 609 6,112 SH X 6,112 MCDONALDS CORP COM 580135101 184 1,850 SH X 1,660 190 1MERCK & CO INC NEW COM 58933Y105 475 10,742 SH X 10,742 MERCK & CO INC NEW COM 58933Y105 227 5,130 SH X 4,430 700 MICROSOFT CORP COM 594918104 557 19,455 SH X 19,455 MICROSOFT CORP COM 594918104 140 4,890 SH X 4,490 400 MONSANTO CO NEW COM 61166W101 285 2,700 SH X 2,700 MONSANTO CO NEW COM 61166W101 18 174 SH X 174 MURPHY OIL CORP COM 626717102 6,418 100,708 SH X 100,708 MURPHY OIL CORP COM 626717102 49,631 778,768 SH X 778,768 ORACLE CORP COM 68389X105 221 6,840 SH X 6,840 PEPSICO INC COM 713448108 702 8,873 SH X 8,873 PEPSICO INC COM 713448108 170 2,155 SH X 1,755 400 PFIZER INC COM 717081103 776 26,894 SH X 26,894 PFIZER INC COM 717081103 225 7,800 SH X 6,600 1,200 PROCTER & GAMBLE CO COM 742718109 530 6,878 SH X 6,878 PROCTER & GAMBLE CO COM 742718109 186 2,417 SH X 2,162 255 SOUTHERN CO COM 842587107 419 8,938 SH X 8,938 SOUTHERN CO COM 842587107 108 2,305 SH X 1,705 600 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 203 5,110 SH X 5,110 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 2 60 SH X 60 THERMO FISHER SCIENTIFIC INC COM 883556102 227 2,970 SH X 2,970 THERMO FISHER SCIENTIFIC INC COM 883556102 8 100 SH X 100 TRAVELERS COMPANIES INC COM 89417E109 251 2,984 SH X 2,984 TRAVELERS COMPANIES INC COM 89417E109 25 300 SH X 300 US BANCORP DEL COM NEW 902973304 2,261 66,641 SH X 66,641 US BANCORP DEL COM NEW 902973304 66 1,946 SH X 1,446 500 UNION PAC CORP COM 907818108 456 3,200 SH X 3,200 UNITED TECHNOLOGIES CORP COM 913017109 299 3,205 SH X 3,205 UNITED TECHNOLOGIES CORP COM 913017109 12 130 SH X 130 VERIZON COMMUNICATIONS INC COM 92343V104 1,236 25,141 SH X 25,141 VERIZON COMMUNICATIONS INC COM 92343V104 195 3,974 SH X 3,574 400

COL1 COL2 COL3 COL4 COL5 COL6 COL7 COL8 ---- -------------- --------- -------- -------------- ------------ ---- ---------------------- INVESTMENT DISCRETION VOTING AUTHORITY MARKET ------------ ---------------------- VALUE SHS OR PUT SOLE SHR OTH OTH SOLE SHARED NONE NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT CALL (A) (B) (C) MGR (A) (B) (C) -------------- -------------- --------- -------- --------- ---- ---- --- --- ---- ------- ------ ------- WAL-MART STORES INC COM 931142103 1,722 23,009 SH X 23,009 WAL-MART STORES INC COM 931142103 407 5,443 SH X 5,443 WELLS FARGO & CO NEW COM 949746101 294 7,936 SH X 7,936 WELLS FARGO & CO NEW COM 949746101 74 1,993 SH X 1,993 FINAL TOTALS 142,301 FORM 13F INFORMATION TABLE ENTRY TOTAL 87