UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 12/31/2012 Check here if Amendment [_]; Amendment Number: _____ This Amendment (Check only one.): [_] is a restatement. [_] adds new holdings entries. Institutional Investment Manager Filing this Report. Name: BANK OF THE OZARKS Address: 17901 CHENAL PARKWAY LITTLE ROCK, AR 72223 Form 13F File Number: 28-_______ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: REX W. KYLE Title: PRESIDENT / TRUST & WEALTH MANAGEMENT Phone: 501-978-2240 Signature, Place, and Date of Signing: /s/ REX W. KYLE LITTLE ROCK, AR 2/7/13 ------------------ --------------- ------ [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [_] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: [If there are no entries in this list, omit this section.] Form 13F File Number Name 28-_____ _________________ [Repeat as necessary.] FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 77

Form 13F Information Table Value Total: 121,902 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name ___ 28-________________________ ____________________________________

INVESTMENT DISCRETION VOTING AUTHORITY MARKET --------------------- ---------------------- TITLE OF VALUE SHS OR PUT SOLE SHR OTH OTH SOLE SHARED NONE NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT CALL (A) (B) (C) MGR (A) (B) (C) -------------- -------- --------- -------- --------- ---- ---- --- --- --- ------- ------ ------- AT&T INC COM 00206R102 1,037 30,771 SH X 30,771 AT&T INC COM 00206R102 345 10,237 SH X 8,437 1,800 ABBOTT LABS COM 002824100 593 9,046 SH X 9,046 ABBOTT LABS COM 002824100 126 1,923 SH X 1,523 400 ALTRIA GROUP INC COM 02209S103 570 18,115 SH X 18,115 ALTRIA GROUP INC COM 02209S103 65 2,075 SH X 1,275 800 APACHE CORP COM 037411105 196 2,500 SH X 2,500 APACHE CORP COM 037411105 6 80 SH X 80 APPLE INC COM 037833100 618 1,162 SH X 1,162 APPLE INC COM 037833100 136 256 SH X 186 70 BANCORPSOUTH INC COM 059692103 248 17,058 SH X 17,058 BANK OF THE OZARKS INC COM 063904106 37,883 1,131,853 SH X 955,203 176,650 BRISTOL MYERS SQUIBB CO COM 110122108 541 16,586 SH X 16,586 BRISTOL MYERS SQUIBB CO COM 110122108 41 1,250 SH X 750 500 BROADCOM CORP CL A 111320107 230 6,925 SH X 6,925 BROADCOM CORP CL A 111320107 8 250 SH X 250 CVS CAREMARK CORPORATION COM 126650100 206 4,261 SH X 4,261 CVS CAREMARK CORPORATION COM 126650100 52 1,078 SH X 1,078 CHEVRON CORP NEW COM 166764100 826 7,641 SH X 7,641 CHEVRON CORP NEW COM 166764100 98 904 SH X 779 125 COCA COLA CO COM 191216100 1,040 28,690 SH X 28,690 COCA COLA CO COM 191216100 122 3,358 SH X 2,958 400 COLGATE PALMOLIVE CO COM 194162103 636 6,085 SH X 6,085 COLGATE PALMOLIVE CO COM 194162103 47 446 SH X 276 170 COMMERCE BANCSHARES INC COM 200525103 576 16,418 SH X 16,418 CONOCOPHILLIPS COM 20825C104 437 7,533 SH X 7,533 CONOCOPHILLIPS COM 20825C104 39 675 SH X 500 175 DARDEN RESTAURANTS INC COM 237194105 288 6,380 SH X 6,380 DARDEN RESTAURANTS INC COM 237194105 10 220 SH X 220 DELTIC TIMBER CORP COM 247850100 764 10,824 SH X 10,824 DELTIC TIMBER CORP COM 247850100 3,928 55,627 SH X 55,627 DUKE ENERGY CORP NEW COM NEW 26441C204 410 6,427 SH X 6,427 DUKE ENERGY CORP NEW COM NEW 26441C204 48 753 SH X 403 350 EXXON MOBIL CORP COM 30231G102 1,013 11,707 SH X 11,707 EXXON MOBIL CORP COM 30231G102 98 1,132 SH X 962 170 FEDEX CORP COM 31428X106 8 85 SH X 85 FEDEX CORP COM 31428X106 209 2,276 SH X 2,276 GENERAL ELECTRIC CO COM 369604103 683 32,527 SH X 32,527 GENERAL ELECTRIC CO COM 369604103 323 15,401 SH X 14,201 1,200 HUNT J B TRANS SVCS INC COM 445658107 728 12,200 SH X 12,200 INTEL CORP COM 458140100 452 21,906 SH X 21,906 INTEL CORP COM 458140100 68 3,300 SH X 2,800 500 INTERNATIONAL BUSINESS MACHS COM 459200101 1,366 7,129 SH X 7,129 INTERNATIONAL BUSINESS MACHS COM 459200101 24 124 SH X 124 JOHNSON & JOHNSON COM 478160104 854 12,185 SH X 12,185 JOHNSON & JOHNSON COM 478160104 121 1,724 SH X 1,359 365 MCDONALDS CORP COM 580135101 543 6,157 SH X 6,157

INVESTMENT DISCRETION VOTING AUTHORITY MARKET --------------------- ------------------- TITLE OF VALUE SHS OR PUT SOLE SHR OTH OTH SOLE SHARED NONE NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT CALL (A) (B) (C) MGR (A) (B) (C) -------------- -------- --------- -------- ------- ---- ---- --- --- --- ------- ------ ---- MCDONALDS CORP COM 580135101 163 1,850 SH X 1,660 190 MERCK & CO INC NEW COM 58933Y105 450 10,982 SH X 10,982 MERCK & CO INC NEW COM 58933Y105 208 5,090 SH X 4,390 700 MICROSOFT CORP COM 594918104 496 18,580 SH X 18,580 MICROSOFT CORP COM 594918104 96 3,590 SH X 3,190 400 MONSANTO CO NEW COM 61166W101 189 2,000 SH X 2,000 MONSANTO CO NEW COM 61166W101 16 174 SH X 174 MURPHY OIL CORP COM 626717102 5,997 100,708 SH X 100,708 MURPHY OIL CORP COM 626717102 46,376 778,768 SH X 778,768 PEPSICO INC COM 713448108 625 9,138 SH X 9,138 PEPSICO INC COM 713448108 108 1,580 SH X 1,180 400 PFIZER INC COM 717081103 672 26,804 SH X 26,804 PFIZER INC COM 717081103 171 6,800 SH X 5,600 1,200 PROCTER & GAMBLE CO COM 742718109 535 7,881 SH X 7,881 PROCTER & GAMBLE CO COM 742718109 90 1,324 SH X 1,069 255 SOUTHERN CO COM 842587107 388 9,063 SH X 9,063 SOUTHERN CO COM 842587107 99 2,305 SH X 1,705 600 TRAVELERS COMPANIES INC COM 89417E109 214 2,984 SH X 2,984 TRAVELERS COMPANIES INC COM 89417E109 25 350 SH X 50 300 US BANCORP DEL COM NEW 902973304 2,129 66,641 SH X 66,641 US BANCORP DEL COM NEW 902973304 65 2,046 SH X 1,546 500 UNION PAC CORP COM 907818108 402 3,200 SH X 3,200 UNITED TECHNOLOGIES CORP COM 913017109 225 2,740 SH X 2,740 UNITED TECHNOLOGIES CORP COM 913017109 14 170 SH X 170 VERIZON COMMUNICATIONS INC COM 92343V104 1,104 25,505 SH X 25,505 VERIZON COMMUNICATIONS INC COM 92343V104 160 3,700 SH X 3,300 400 WAL-MART STORES INC COM 931142103 1,554 22,774 SH X 22,774 WAL-MART STORES INC COM 931142103 351 5,143 SH X 5,143 WELLS FARGO & CO NEW COM 949746101 272 7,956 SH X 7,956 WELLS FARGO & CO NEW COM 949746101 48 1,393 SH X 1,393 FINAL TOTALS 121,902 FORM 13F INFORMATION TABLE ENTRY TOTAL 77