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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 06-30-2026
Check here if Amendment checkbox unchecked Amendment Number:
This Amendment (Check only one.): checkbox unchecked is a restatement.
checkbox unchecked adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: BANK OZK
Address: 18000 CANTRELL ROAD
LITTLE ROCK , AR  72223
Form 13F File Number: 028-15250
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: JORDAN WALDREP
Title: CHIEF INVESTMENT OFFICER, TRUST AND WEALTH
Phone: 214-258-0344
Signature, Place, and Date of Signing:
/s/JORDAN WALDREP LITTLE ROCK,  AR 08-13-2026
[Signature] [City, State] [Date]
Report Type (Check only one.):
checkbox checked 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
checkbox unchecked 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
checkbox unchecked 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 280
Form 13F Information Table Value Total: 336,668,783
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE
SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASTRAZENECA PLC ORD G0593M107   3,223,540 17,000 SH   SOLE   16,939 0 61
ASTRAZENECA PLC ORD G0593M107   18,772 99 SH   OTR   99 0 0
MEDTRONIC PLC SHS G5960L103   250,492 3,202 SH   SOLE   3,202 0 0
MEDTRONIC PLC SHS G5960L103   725,505 9,274 SH   OTR   8,619 0 655
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,819,990 1,886 SH   SOLE   1,886 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   5,279,478 10,749 SH   SOLE   10,575 134 40
TRANE TECHNOLOGIES PLC SHS G8994E103   46,660 95 SH   OTR   95 0 0
AFLAC INC COM 001055102   2,638,125 22,500 SH   OTR   22,500 0 0
AT&T INC COM 00206R102   284,873 13,762 SH   SOLE   13,262 500 0
AT&T INC COM 00206R102   16,849 814 SH   OTR   814 0 0
ABBOTT LABORATORIES COM 002824100   556,054 6,128 SH   SOLE   5,643 350 135
ABBOTT LABORATORIES COM 002824100   907,400 10,000 SH   OTR   10,000 0 0
ABBVIE INC COM 00287Y109   2,924,056 11,620 SH   SOLE   11,520 100 0
ABBVIE INC COM 00287Y109   3,198,344 12,710 SH   OTR   12,655 0 55
ALLSTATE CORP COM 020002101   246,743 1,037 SH   SOLE   1,037 0 0
ALLSTATE CORP COM 020002101   1,208,021 5,077 SH   OTR   5,077 0 0
ALPHABET INC CAP STK CL C 02079K107   968,477 2,741 SH   SOLE   2,741 0 0
ALPHABET INC CAP STK CL A 02079K305   4,169,793 11,668 SH   SOLE   11,521 147 0
ALPHABET INC CAP STK CL A 02079K305   1,278,312 3,577 SH   OTR   3,200 0 377
ALTRIA GROUP INC COM 02209S103   328,020 4,559 SH   SOLE   3,839 720 0
ALTRIA GROUP INC COM 02209S103   143,900 2,000 SH   OTR   0 0 2,000
AMAZON COM INC COM 023135106   634,222 2,661 SH   SOLE   2,524 137 0
AMAZON COM INC COM 023135106   71,502 300 SH   OTR   0 300 0
AMERICAN ELEC PWR CO INC COM 025537101   497,577 3,637 SH   SOLE   3,637 0 0
AMERICAN ELEC PWR CO INC COM 025537101   317,399 2,320 SH   OTR   1,350 970 0
AMERICAN EXPRESS CO COM 025816109   3,998,791 11,822 SH   SOLE   11,622 153 47
AMERICAN EXPRESS CO COM 025816109   33,486 99 SH   OTR   99 0 0
AMERIPRISE FINL INC COM 03076C106   3,367,757 7,341 SH   SOLE   7,208 103 30
AMERIPRISE FINL INC COM 03076C106   24,314 53 SH   OTR   53 0 0
AMGEN INC COM 031162100   4,018,807 11,098 SH   SOLE   10,948 143 7
AMGEN INC COM 031162100   251,673 695 SH   OTR   660 0 35
AMPLIFY ETF TR AMPLIFY DGTL PAY 032108656   69,749 1,513 SH   SOLE   0 0 1,513
AMPLIFY ETF TR AMPLIFY DGTL PAY 032108656   185,045 4,014 SH   OTR   0 0 4,014
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR 03524A108   2,120,646 25,736 SH   SOLE   25,621 0 115
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR 03524A108   4,779 58 SH   OTR   58 0 0
APPLE INC COM 037833100   15,619,074 53,978 SH   SOLE   52,645 996 337
APPLE INC COM 037833100   1,776,381 6,139 SH   OTR   5,121 0 1,018
APPLIED MATLS INC COM 038222105   11,263,617 15,579 SH   SOLE   15,579 0 0
APPLIED MATLS INC COM 038222105   1,999,095 2,765 SH   OTR   2,765 0 0
ARES CAPITAL CORP COM 04010L103   3,075 166 SH   SOLE   166 0 0
ARES CAPITAL CORP COM 04010L103   537,370 29,000 SH   OTR   0 0 29,000
ARISTA NETWORKS INC COM SHS 040413205   6,838,179 40,253 SH   SOLE   39,368 747 138
ARISTA NETWORKS INC COM SHS 040413205   89,866 529 SH   OTR   529 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   72,559 324 SH   SOLE   324 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,565,410 6,990 SH   OTR   6,990 0 0
AVALONBAY CMNTYS INC COM 053484101   306,621 1,625 SH   SOLE   1,625 0 0
AVALONBAY CMNTYS INC COM 053484101   61,135 324 SH   OTR   324 0 0
BANK OF AMER CORP COM 060505104   6,057,657 106,312 SH   SOLE   105,173 308 831
BANK OF AMER CORP COM 060505104   806,608 14,156 SH   OTR   10,600 256 3,300
BANK OZK LITTLE ROCK ARK COM 06417N103   303,059 5,818 SH   SOLE   5,818 0 0
BARON ETF TR FINANCIALS ETF 06829D404   90,459 4,262 SH   SOLE   0 0 4,262
BARON ETF TR FINANCIALS ETF 06829D404   374,126 17,627 SH   OTR   0 0 17,627
BARRICK MNG CORP COM SHS 06849F108   1,432,800 39,009 SH   SOLE   38,840 0 169
BARRICK MNG CORP COM SHS 06849F108   11,312 308 SH   OTR   308 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   425,331 850 SH   SOLE   850 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,508 23 SH   OTR   0 0 23
BLACKSTONE INC COM 09260D107   2,655,576 22,568 SH   SOLE   22,176 297 95
BLACKSTONE INC COM 09260D107   22,474 191 SH   OTR   191 0 0
BLACKROCK INC COM 09290D101   1,067,331 1,110 SH   SOLE   1,110 0 0
BLACKROCK INC COM 09290D101   87,501 91 SH   OTR   31 50 10
BOEING CO COM 097023105   205,646 950 SH   SOLE   950 0 0
BOEING CO COM 097023105   80,093 370 SH   OTR   370 0 0
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   283,038 5,627 SH   SOLE   5,627 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   217,683 3,588 SH   SOLE   3,518 70 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   78,688 1,297 SH   OTR   297 1,000 0
BRISTOL-MYERS SQUIBB CO COM 110122108   311,032 5,398 SH   SOLE   4,898 500 0
BRISTOL-MYERS SQUIBB CO COM 110122108   163,295 2,834 SH   OTR   394 1,300 1,140
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   547,800 4,000 SH   OTR   4,000 0 0
BROADCOM INC COM 11135F101   2,286,520 6,053 SH   SOLE   5,917 0 136
BROADCOM INC COM 11135F101   460,855 1,220 SH   OTR   0 1,050 170
CSX CORP COM 126408103   5,019,738 105,612 SH   SOLE   105,270 0 342
CSX CORP COM 126408103   7,557 159 SH   OTR   159 0 0
CAPITAL ONE FINL CORP COM 14040H105   992,065 4,945 SH   SOLE   4,945 0 0
CHEVRON CORPORATION COM 166764100   1,523,500 9,191 SH   SOLE   9,030 161 0
CHEVRON CORPORATION COM 166764100   374,451 2,259 SH   OTR   1,758 0 501
CISCO SYS INC COM 17275R102   2,782,392 23,688 SH   SOLE   23,355 200 133
CISCO SYS INC COM 17275R102   441,767 3,761 SH   OTR   3,761 0 0
COCA COLA CO COM 191216100   329,874 4,059 SH   SOLE   4,059 0 0
COCA COLA CO COM 191216100   602,698 7,416 SH   OTR   7,416 0 0
CONOCOPHILLIPS COM 20825C104   456,072 4,387 SH   SOLE   4,074 175 138
CONOCOPHILLIPS COM 20825C104   186,296 1,792 SH   OTR   1,792 0 0
CONSOLIDATED EDISON INC COM 209115104   188,624 1,705 SH   SOLE   1,705 0 0
CONSOLIDATED EDISON INC COM 209115104   66,378 600 SH   OTR   0 600 0
CORNING INC COM 219350105   524,908 2,055 SH   SOLE   2,055 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   4,245,162 4,538 SH   SOLE   4,454 70 14
COSTCO WHOLESALE CORPORATION COM 22160K105   116,933 125 SH   OTR   125 0 0
DEERE & CO COM 244199105   597,538 942 SH   SOLE   942 0 0
DELL TECHNOLOGIES INC CL C 24703L202   258,876 600 SH   OTR   0 0 600
DUKE ENERGY CORP NEW COM NEW 26441C204   506,573 4,002 SH   SOLE   4,002 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   637,836 5,039 SH   OTR   3,244 0 1,795
DUPONT DE NEMOURS INC COMMON STOCK 26614N201   1,454,015 10,719 SH   SOLE   10,684 0 35
DUPONT DE NEMOURS INC COMMON STOCK 26614N201   12,840 94 SH   OTR   94 0 0
EASTMAN CHEM CO COM 277432100   112,057 1,673 SH   SOLE   1,673 0 0
EASTMAN CHEM CO COM 277432100   90,423 1,350 SH   OTR   0 1,350 0
EMERSON ELEC CO COM 291011104   347,854 2,430 SH   SOLE   2,173 0 257
EMERSON ELEC CO COM 291011104   250,512 1,750 SH   OTR   0 1,690 60
ENTERGY CORP NEW COM 29364G103   700,531 6,099 SH   SOLE   6,099 0 0
ENTERGY CORP NEW COM 29364G103   137,832 1,200 SH   OTR   0 1,200 0
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   309,660 3,615 SH   SOLE   137 0 3,478
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   1,723,222 20,117 SH   OTR   13,865 0 6,252
EXXON MOBIL CORP COM 30231G102   1,716,519 12,555 SH   SOLE   12,267 113 175
EXXON MOBIL CORP COM 30231G102   451,449 3,302 SH   OTR   3,302 0 0
META PLATFORMS INC CL A 30303M102   3,508,733 6,229 SH   SOLE   6,083 123 23
META PLATFORMS INC CL A 30303M102   212,360 377 SH   OTR   74 0 303
FIFTH THIRD BANCORP COM 316773100   342,898 6,083 SH   SOLE   6,083 0 0
FORTINET INC COM 34959E109   5,214,170 33,942 SH   SOLE   33,942 0 0
FORTINET INC COM 34959E109   599,118 3,900 SH   OTR   3,900 0 0
GENUINE PARTS CO COM 372460105   254,954 2,161 SH   SOLE   2,161 0 0
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   984,150 15,000 SH   SOLE   15,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   312,513 309 SH   SOLE   294 15 0
GOLDMAN SACHS GROUP INC COM 38141G104   212,387 210 SH   OTR   0 0 210
HILTON WORLDWIDE HLDGS INC COM 43300A203   1,535,647 4,647 SH   SOLE   4,613 0 34
HILTON WORLDWIDE HLDGS INC COM 43300A203   73,692 223 SH   OTR   223 0 0
HOME DEPOT INC COM 437076102   1,316,201 3,732 SH   SOLE   3,617 39 76
HOME DEPOT INC COM 437076102   150,594 427 SH   OTR   427 0 0
HONEYWELL AEROSPACE INC COM 43849R105   162,051 733 SH   SOLE   733 0 0
HONEYWELL AEROSPACE INC COM 43849R105   96,611 437 SH   OTR   104 333 0
HONEYWELL INTL INC COM 438516106   170,209 733 SH   SOLE   695 38 0
HONEYWELL INTL INC COM 438516106   101,475 437 SH   OTR   437 0 0
HOST HOTELS & RESORTS INC COM 44107P104   265,552 11,200 SH   OTR   0 0 11,200
ILLINOIS TOOL WKS INC COM 452308109   552,570 2,043 SH   SOLE   2,043 0 0
ILLINOIS TOOL WKS INC COM 452308109   41,922 155 SH   OTR   0 155 0
INTEL CORP COM 458140100   262,364 1,879 SH   SOLE   1,879 0 0
INTEL CORP COM 458140100   1,131,003 8,100 SH   OTR   8,100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,850,046 13,691 SH   SOLE   13,516 133 42
INTERNATIONAL BUSINESS MACHS COM 459200101   62,709 223 SH   OTR   223 0 0
INVESCO SR INCOME TR COM 46131H107   139,155 46,385 SH   OTR   0 0 46,385
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   258,882 7,800 SH   OTR   0 0 7,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   386,403 1,816 SH   SOLE   0 0 1,816
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   19,149 90 SH   OTR   0 0 90
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   658,205 7,079 SH   SOLE   7,079 0 0
ISHARES GOLD TR ISHARES NEW 464285204   303,701 4,022 SH   SOLE   125 0 3,897
ISHARES GOLD TR ISHARES NEW 464285204   2,095,780 27,755 SH   OTR   0 0 27,755
ISHARES TR CORE S&P500 ETF 464287200   2,643,581 3,530 SH   SOLE   2,023 1,400 107
ISHARES TR CORE S&P500 ETF 464287200   29,955 40 SH   OTR   0 0 40
ISHARES TR CORE US AGGBD ET 464287226   6,631 67 SH   SOLE   67 0 0
ISHARES TR CORE US AGGBD ET 464287226   287,042 2,900 SH   OTR   0 85 2,815
ISHARES TR S&P 500 GRWT ETF 464287309   427,718 3,110 SH   SOLE   3,110 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   145,231 1,056 SH   OTR   1,056 0 0
ISHARES TR S&P 500 VAL ETF 464287408   322,652 1,421 SH   SOLE   1,421 0 0
ISHARES TR S&P 500 VAL ETF 464287408   109,442 482 SH   OTR   482 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,837,429 17,688 SH   SOLE   17,538 0 150
ISHARES TR MSCI EAFE ETF 464287465   327,222 3,150 SH   OTR   1,190 0 1,960
ISHARES TR CORE S&P MCP ETF 464287507   247,754 3,213 SH   SOLE   3,213 0 0
ISHARES TR CORE S&P MCP ETF 464287507   103,712 1,345 SH   OTR   0 0 1,345
ISHARES TR RUS 2000 GRW ETF 464287648   378,201 960 SH   SOLE   960 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   303,154 1,009 SH   SOLE   1,009 0 0
ISHARES TR CORE S&P US VLU 464287663   295,973 2,687 SH   SOLE   0 0 2,687
ISHARES TR CORE S&P US GWT 464287671   297,558 1,582 SH   SOLE   0 0 1,582
ISHARES TR CORE S&P SCP ETF 464287804   863,905 5,825 SH   SOLE   5,784 0 41
ISHARES TR CORE S&P SCP ETF 464287804   84,833 572 SH   OTR   477 0 95
ISHARES TR NATIONAL MUN ETF 464288414   292,726 2,720 SH   SOLE   0 0 2,720
ISHARES TR NATIONAL MUN ETF 464288414   30,025 279 SH   OTR   50 0 229
ISHARES TR MICRO-CAP ETF 464288869   147,429 737 SH   SOLE   0 0 737
ISHARES TR MICRO-CAP ETF 464288869   58,411 292 SH   OTR   0 0 292
ISHARES TR CORE MSCI EAFE 46432F842   261,828 2,711 SH   SOLE   2,624 0 87
ISHARES TR CORE MSCI PAC 46434V696   611,771 7,467 SH   SOLE   7,467 0 0
JPMORGAN CHASE & CO COM 46625H100   4,350,870 13,292 SH   SOLE   12,948 344 0
JPMORGAN CHASE & CO COM 46625H100   1,197,373 3,658 SH   OTR   2,998 600 60
JOHNSON & JOHNSON COM 478160104   1,525,089 6,005 SH   SOLE   5,674 260 71
JOHNSON & JOHNSON COM 478160104   98,540 388 SH   OTR   388 0 0
KLA CORP COM NEW 482480100   1,479,585 4,904 SH   SOLE   4,904 0 0
KLA CORP COM NEW 482480100   90,513 300 SH   OTR   0 0 300
KIMCO REALTY CORP COM 49446R109   2,607,475 102,859 SH   SOLE   102,388 0 471
KIMCO REALTY CORP COM 49446R109   8,416 332 SH   OTR   332 0 0
KROGER CO COM 501044101   2,506,790 45,143 SH   SOLE   44,496 489 158
KROGER CO COM 501044101   15,603 281 SH   OTR   281 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,916,731 6,596 SH   SOLE   6,572 0 24
L3HARRIS TECHNOLOGIES INC COM 502431109   37,195 128 SH   OTR   128 0 0
ELI LILLY & CO COM 532457108   13,042,601 10,874 SH   SOLE   10,717 132 25
ELI LILLY & CO COM 532457108   1,699,592 1,417 SH   OTR   1,417 0 0
LOCKHEED MARTIN CORP COM 539830109   1,451,961 2,850 SH   SOLE   2,850 0 0
LOCKHEED MARTIN CORP COM 539830109   338,790 665 SH   OTR   315 350 0
LOWES COS INC COM 548661107   596,425 2,705 SH   SOLE   2,705 0 0
LOWES COS INC COM 548661107   407,906 1,850 SH   OTR   500 0 1,350
MARRIOTT INTL INC NEW CL A 571903202   684,479 1,847 SH   SOLE   1,724 123 0
MARRIOTT INTL INC NEW CL A 571903202   14,823 40 SH   OTR   40 0 0
MARVELL TECHNOLOGY INC COM 573874104   11,111,297 37,300 SH   SOLE   37,177 0 123
MARVELL TECHNOLOGY INC COM 573874104   115,581 388 SH   OTR   388 0 0
MASTERCARD INCORPORATED CL A 57636Q104   4,886,904 9,515 SH   SOLE   9,402 95 18
MASTERCARD INCORPORATED CL A 57636Q104   303,024 590 SH   OTR   590 0 0
MCDONALDS CORP COM 580135101   920,675 3,406 SH   SOLE   3,048 190 168
MCDONALDS CORP COM 580135101   54,062 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105   1,538,016 11,969 SH   SOLE   11,759 0 210
MERCK & CO INC COM 58933Y105   1,288,084 10,024 SH   OTR   9,809 0 215
MICROSOFT CORP COM 594918104   7,953,159 21,321 SH   SOLE   20,819 471 31
MICROSOFT CORP COM 594918104   2,584,655 6,929 SH   OTR   6,489 280 160
MICROCHIP TECHNOLOGY INC. COM 595017104   91,200 1,000 SH   SOLE   1,000 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   138,076 1,514 SH   OTR   1,514 0 0
MORGAN STANLEY COM NEW 617446448   379,407 1,815 SH   SOLE   1,815 0 0
NETFLIX INC. COM 64110L106   3,218,426 45,076 SH   SOLE   43,948 960 168
NETFLIX INC. COM 64110L106   36,057 505 SH   OTR   505 0 0
NEXTERA ENERGY INC COM 65339F101   581,739 6,628 SH   SOLE   5,848 780 0
NEXTERA ENERGY INC COM 65339F101   73,726 840 SH   OTR   40 800 0
NUCOR CORP COM 670346105   1,524,501 6,844 SH   SOLE   6,844 0 0
NUCOR CORP COM 670346105   272,200 1,222 SH   OTR   1,222 0 0
NVIDIA CORPORATION COM 67066G104   12,147,263 60,709 SH   SOLE   59,191 1,346 172
NVIDIA CORPORATION COM 67066G104   683,307 3,415 SH   OTR   865 2,550 0
OREILLY AUTOMOTIVE INC COM 67103H107   393,500 4,273 SH   SOLE   4,273 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   2,210 24 SH   OTR   24 0 0
1WS CREDIT INCOME FUND INSTL CL 68249P102   192,767 10,183 SH   SOLE   0 0 10,183
1WS CREDIT INCOME FUND INSTL CL 68249P102   153,059 8,085 SH   OTR   0 0 8,085
ORACLE CORP COM 68389X105   2,870,328 19,586 SH   SOLE   19,519 0 67
ORACLE CORP COM 68389X105   5,715 39 SH   OTR   39 0 0
PAYCHEX INC COM 704326107   219,865 2,236 SH   SOLE   2,236 0 0
PEPSICO INC COM 713448108   1,146,973 8,471 SH   SOLE   7,910 345 216
PEPSICO INC COM 713448108   1,318,660 9,739 SH   OTR   8,669 1,000 70
PFIZER INC COM 717081103   103,206 4,286 SH   SOLE   3,445 493 348
PFIZER INC COM 717081103   327,512 13,601 SH   OTR   13,601 0 0
PHILLIPS 66 COM 718546104   3,192,678 18,886 SH   SOLE   18,809 0 77
PHILLIPS 66 COM 718546104   244,784 1,448 SH   OTR   1,448 0 0
PROCTER & GAMBLE CO COM 742718109   1,030,146 7,025 SH   SOLE   6,737 0 288
PROCTER & GAMBLE CO COM 742718109   1,515,671 10,336 SH   OTR   10,036 300 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   878,962 10,830 SH   SOLE   10,780 50 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   200,059 2,465 SH   OTR   1,065 1,400 0
PUBLIC STORAGE COM 74460D109   12,732 40 SH   SOLE   40 0 0
PUBLIC STORAGE COM 74460D109   288,070 905 SH   OTR   0 0 905
QUALCOMM INC COM 747525103   393,972 2,132 SH   SOLE   2,076 56 0
QUALCOMM INC COM 747525103   60,056 325 SH   OTR   0 0 325
QUANTA SVCS INC COM 74762E102   9,131,547 12,682 SH   SOLE   12,503 139 40
QUANTA SVCS INC COM 74762E102   94,325 131 SH   OTR   131 0 0
QUEST DIAGNOSTICS INC COM 74834L100   3,214,645 15,167 SH   SOLE   14,956 164 47
QUEST DIAGNOSTICS INC COM 74834L100   32,852 155 SH   OTR   155 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   3,008,657 41,493 SH   SOLE   41,345 0 148
RESTAURANT BRANDS INTL INC COM 76131D103   79,543 1,097 SH   OTR   1,097 0 0
ROYAL BK CDA COM 780087102   365,509 1,766 SH   SOLE   1,766 0 0
SHELL PLC SPON ADS 780259305   2,442,044 31,494 SH   SOLE   31,369 0 125
SHELL PLC SPON ADS 780259305   19,772 255 SH   OTR   255 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   2,338,883 3,132 SH   SOLE   3,132 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   1,194,832 1,600 SH   OTR   0 1,600 0
SPDR SERIES TRUST ST LON TREAS ETF 78464A664   908,712 34,644 SH   SOLE   34,644 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763   228,574 1,502 SH   SOLE   1,502 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763   1,521,800 10,000 SH   OTR   0 10,000 0
SPDR SERIES TRUST ST STR SP BIOT 78464A870   89,886 568 SH   SOLE   0 0 568
SPDR SERIES TRUST ST STR SP BIOT 78464A870   538,683 3,404 SH   OTR   0 0 3,404
SALESFORCE INC COM 79466L302   395,253 2,523 SH   SOLE   2,488 35 0
SALESFORCE INC COM 79466L302   192,848 1,231 SH   OTR   945 0 286
SEMPRA COM 816851109   1,678,699 18,107 SH   SOLE   18,018 0 89
SEMPRA COM 816851109   6,953 75 SH   OTR   75 0 0
SOUTHERN CO COM 842587107   3,239,879 33,851 SH   SOLE   33,612 0 239
SOUTHERN CO COM 842587107   1,040,559 10,872 SH   OTR   10,172 700 0
STARBUCKS CORP COM 855244109   392,000 3,836 SH   SOLE   3,836 0 0
STARWOOD PPTY TR INC COM 85571B105   11,466 700 SH   SOLE   700 0 0
STARWOOD PPTY TR INC COM 85571B105   370,188 22,600 SH   OTR   0 0 22,600
TJX COS INC NEW COM 872540109   4,290,328 28,319 SH   SOLE   27,736 533 50
TJX COS INC NEW COM 872540109   457,530 3,020 SH   OTR   3,020 0 0
T-MOBILE US INC COM 872590104   3,370,702 20,096 SH   SOLE   19,709 326 61
T-MOBILE US INC COM 872590104   83,865 500 SH   OTR   500 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   10,370,910 21,716 SH   SOLE   21,317 321 78
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   211,563 443 SH   OTR   383 0 60
TESLA INC COM 88160R101   236,377 562 SH   SOLE   562 0 0
TEXAS INSTRS INC COM 882508104   4,006,358 13,441 SH   SOLE   13,393 0 48
TEXAS INSTRS INC COM 882508104   132,343 444 SH   OTR   444 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,095,972 2,186 SH   SOLE   2,171 15 0
TOLL BROTRS INC COM 889478103   3,100,924 18,822 SH   SOLE   18,560 202 60
TOLL BROTRS INC COM 889478103   111,700 678 SH   OTR   678 0 0
TORTOISE CAPITAL SERIES TRUS ENERGY ETF 890930209   655,502 67,508 SH   OTR   0 67,508 0
TRUIST FINL CORP COM 89832Q109   552,155 11,083 SH   SOLE   11,083 0 0
TRUIST FINL CORP COM 89832Q109   258,067 5,180 SH   OTR   0 0 5,180
UNION PAC CORP COM 907818108   639,744 2,352 SH   SOLE   2,352 0 0
UNION PAC CORP COM 907818108   110,432 406 SH   OTR   241 165 0
UNITEDHEALTH GROUP INC COM 91324P102   268,496 646 SH   SOLE   646 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   252,897 3,445 SH   SOLE   0 0 3,445
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   310,863 4,363 SH   SOLE   0 0 4,363
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   317,640 2,010 SH   OTR   0 0 2,010
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   166,692 1,728 SH   SOLE   727 0 1,001
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   822,355 8,528 SH   OTR   0 723 7,805
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637   167,484 487 SH   SOLE   60 0 427
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637   526,182 1,530 SH   OTR   92 0 1,438
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744   1,387,778 6,368 SH   SOLE   5,817 0 551
VERIZON COMMUNICATIONS INC COM 92343V104   650,427 15,362 SH   SOLE   14,781 300 281
VERIZON COMMUNICATIONS INC COM 92343V104   614,057 14,503 SH   OTR   14,503 0 0
VICOR CORP COM 925815102   286,733 755 SH   OTR   0 0 755
VISA INC COM CL A 92826C839   90,575 264 SH   SOLE   264 0 0
VISA INC COM CL A 92826C839   166,398 485 SH   OTR   12 0 473
WALMART INC COM 931142103   1,888,610 16,675 SH   SOLE   16,429 126 120
WALMART INC COM 931142103   262,196 2,315 SH   OTR   900 1,200 215
WASTE MGMT INC DEL COM 94106L109   535,134 2,401 SH   SOLE   2,401 0 0
WASTE MGMT INC DEL COM 94106L109   70,875 318 SH   OTR   318 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   640,305 9,895 SH   OTR   0 0 9,895