View:
Download DOC
Download PDF
Download XLS
SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 03-31-2026
Check here if Amendment checkbox unchecked Amendment Number:
This Amendment (Check only one.): checkbox unchecked is a restatement.
checkbox unchecked adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: BANK OZK
Address: 18000 CANTRELL ROAD
LITTLE ROCK, AR  72223
Form 13F File Number: 028-15250
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: JORDAN WALDREP
Title: CHIEF INVESTMENT OFFICER, TRUST AND WEALTH
Phone: 214-258-0344
Signature, Place, and Date of Signing:
/s/ JORDAN WALDREP LITTLE ROCK,  AR 05-12-2026
[Signature] [City, State] [Date]
Report Type (Check only one.):
checkbox checked 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
checkbox unchecked 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
checkbox unchecked 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 263
Form 13F Information Table Value Total: 283,467,940
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE
SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASTRAZENECA PLC ORD G0593M107   3,224,349 16,349 SH   SOLE   16,332 0 17
ASTRAZENECA PLC ORD G0593M107   20,708 105 SH   OTR   105 0 0
MEDTRONIC PLC SHS G5960L103   300,935 3,473 SH   SOLE   3,473 0 0
MEDTRONIC PLC SHS G5960L103   803,158 9,269 SH   OTR   8,619 0 650
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,119,258 2,857 SH   SOLE   2,857 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   4,078,217 9,786 SH   SOLE   9,643 134 9
TRANE TECHNOLOGIES PLC SHS G8994E103   43,757 105 SH   OTR   105 0 0
AFLAC INC COM 001055102   2,468,475 22,500 SH   OTR   22,500 0 0
AT&T INC COM 00206R102   402,265 13,876 SH   SOLE   13,376 500 0
AT&T INC COM 00206R102   23,597 814 SH   OTR   814 0 0
ABBOTT LABORATORIES COM 002824100   633,576 6,171 SH   SOLE   5,686 350 135
ABBOTT LABORATORIES COM 002824100   1,026,700 10,000 SH   OTR   10,000 0 0
ABBVIE INC COM 00287Y109   2,696,876 12,400 SH   SOLE   12,300 100 0
ABBVIE INC COM 00287Y109   2,752,335 12,655 SH   OTR   12,655 0 0
ALLSTATE CORP COM 020002101   215,011 1,037 SH   SOLE   1,037 0 0
ALLSTATE CORP COM 020002101   1,052,665 5,077 SH   OTR   5,077 0 0
ALPHABET INC CAP STK CL C 02079K107   473,892 1,652 SH   SOLE   1,652 0 0
ALPHABET INC CAP STK CL A 02079K305   3,542,164 12,318 SH   SOLE   12,171 147 0
ALPHABET INC CAP STK CL A 02079K305   1,028,602 3,577 SH   OTR   3,200 0 377
ALTRIA GROUP INC COM 02209S103   291,807 4,422 SH   SOLE   3,702 720 0
ALTRIA GROUP INC COM 02209S103   131,980 2,000 SH   OTR   0 0 2,000
AMAZON COM INC COM 023135106   553,373 2,657 SH   SOLE   2,520 137 0
AMAZON COM INC COM 023135106   62,481 300 SH   OTR   0 300 0
AMERICAN ELEC PWR CO INC COM 025537101   464,940 3,547 SH   SOLE   3,547 0 0
AMERICAN ELEC PWR CO INC COM 025537101   304,105 2,320 SH   OTR   1,350 970 0
AMERICAN EXPRESS CO COM 025816109   3,222,621 10,654 SH   SOLE   10,490 153 11
AMERICAN EXPRESS CO COM 025816109   31,457 104 SH   OTR   104 0 0
AMERIPRISE FINL INC COM 03076C106   2,955,704 6,651 SH   SOLE   6,541 103 7
AMERIPRISE FINL INC COM 03076C106   24,442 55 SH   OTR   55 0 0
AMGEN INC COM 031162100   4,275,329 12,151 SH   SOLE   12,001 143 7
AMGEN INC COM 031162100   261,072 742 SH   OTR   667 0 75
AMPLIFY ETF TR AMPLIFY DGTL PAY 032108656   64,756 1,513 SH   SOLE   0 0 1,513
AMPLIFY ETF TR AMPLIFY DGTL PAY 032108656   171,799 4,014 SH   OTR   0 0 4,014
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR 03524A108   1,298,814 18,723 SH   SOLE   18,704 0 19
APPLE INC COM 037833100   13,462,544 53,046 SH   SOLE   51,741 1,028 277
APPLE INC COM 037833100   1,560,047 6,147 SH   OTR   5,129 0 1,018
APPLIED MATLS INC COM 038222105   5,738,312 16,789 SH   SOLE   16,789 0 0
APPLIED MATLS INC COM 038222105   957,012 2,800 SH   OTR   2,800 0 0
ARES CAPITAL CORP COM 04010L103   219,231 12,166 SH   SOLE   12,166 0 0
ARES CAPITAL CORP COM 04010L103   522,580 29,000 SH   OTR   0 0 29,000
ARISTA NETWORKS INC COM SHS 040413205   4,581,535 37,315 SH   SOLE   36,531 747 37
ARISTA NETWORKS INC COM SHS 040413205   69,984 570 SH   OTR   570 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   65,830 324 SH   SOLE   324 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   1,420,228 6,990 SH   OTR   6,990 0 0
AVALONBAY CMNTYS INC COM 053484101   347,935 2,130 SH   SOLE   2,130 0 0
AVALONBAY CMNTYS INC COM 053484101   57,499 352 SH   OTR   352 0 0
BANK OF AMER CORP COM 060505104   4,632,956 95,035 SH   SOLE   94,071 308 656
BANK OF AMER CORP COM 060505104   695,760 14,272 SH   OTR   10,716 256 3,300
BANK OZK LITTLE ROCK ARK COM 06417N103   287,822 6,272 SH   SOLE   6,272 0 0
BARON ETF TR FINANCIALS ETF 06829D404   88,889 4,262 SH   SOLE   0 0 4,262
BARON ETF TR FINANCIALS ETF 06829D404   367,635 17,627 SH   OTR   0 0 17,627
BARRICK MNG CORP COM SHS 06849F108   1,282,029 31,430 SH   SOLE   31,407 0 23
BARRICK MNG CORP COM SHS 06849F108   10,279 252 SH   OTR   252 0 0
BLACKSTONE INC COM 09260D107   2,324,292 20,213 SH   SOLE   19,893 297 23
BLACKSTONE INC COM 09260D107   22,998 200 SH   OTR   200 0 0
BLACKROCK INC COM 09290D101   1,099,234 1,143 SH   SOLE   1,143 0 0
BLACKROCK INC COM 09290D101   87,515 91 SH   OTR   31 50 10
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   268,158 5,328 SH   SOLE   5,328 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   342,161 4,385 SH   SOLE   4,315 70 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   101,204 1,297 SH   OTR   297 1,000 0
BRISTOL-MYERS SQUIBB CO COM 110122108   323,810 5,339 SH   SOLE   4,839 500 0
BRISTOL-MYERS SQUIBB CO COM 110122108   171,882 2,834 SH   OTR   394 1,300 1,140
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   649,920 4,000 SH   OTR   4,000 0 0
BROADCOM INC COM 11135F101   2,025,433 6,544 SH   SOLE   6,274 0 270
BROADCOM INC COM 11135F101   377,602 1,220 SH   OTR   0 1,050 170
CSX CORP COM 126408103   4,095,517 99,769 SH   SOLE   99,690 0 79
CSX CORP COM 126408103   3,407 83 SH   OTR   83 0 0
CAPITAL ONE FINL CORP COM 14040H105   914,704 5,014 SH   SOLE   5,014 0 0
CHEVRON CORPORATION COM 166764100   2,032,792 9,825 SH   SOLE   9,664 161 0
CHEVRON CORPORATION COM 166764100   467,387 2,259 SH   OTR   1,758 0 501
CISCO SYS INC COM 17275R102   1,847,650 23,813 SH   SOLE   23,396 200 217
CISCO SYS INC COM 17275R102   291,816 3,761 SH   OTR   3,761 0 0
COCA COLA CO COM 191216100   333,935 4,391 SH   SOLE   4,391 0 0
COCA COLA CO COM 191216100   563,986 7,416 SH   OTR   7,416 0 0
COMCAST CORP NEW CL A 20030N101   142,487 4,963 SH   SOLE   4,963 0 0
COMCAST CORP NEW CL A 20030N101   80,588 2,807 SH   OTR   0 1,000 1,807
CONOCOPHILLIPS COM 20825C104   578,688 4,384 SH   SOLE   4,071 175 138
CONOCOPHILLIPS COM 20825C104   236,544 1,792 SH   OTR   1,792 0 0
CONSOLIDATED EDISON INC COM 209115104   363,986 3,216 SH   SOLE   3,216 0 0
CONSOLIDATED EDISON INC COM 209115104   67,908 600 SH   OTR   0 600 0
CORNING INC COM 219350105   232,236 1,708 SH   SOLE   1,708 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   4,246,784 4,262 SH   SOLE   4,189 70 3
COSTCO WHOLESALE CORPORATION COM 22160K105   131,528 132 SH   OTR   132 0 0
CROWN CASTLE INC COM 22822V101   55,697 685 SH   SOLE   685 0 0
CROWN CASTLE INC COM 22822V101   201,242 2,475 SH   OTR   0 0 2,475
DEERE & CO COM 244199105   535,698 951 SH   SOLE   951 0 0
DICKS SPORTING GOODS INC COM 253393102   283,356 1,429 SH   SOLE   1,429 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   785,247 5,997 SH   SOLE   5,997 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   659,806 5,039 SH   OTR   3,244 0 1,795
DUPONT DE NEMOURS INC COM 26614N102   1,384,900 30,238 SH   SOLE   29,835 380 23
DUPONT DE NEMOURS INC COM 26614N102   13,831 302 SH   OTR   302 0 0
EASTMAN CHEM CO COM 277432100   133,254 1,746 SH   SOLE   1,746 0 0
EASTMAN CHEM CO COM 277432100   103,032 1,350 SH   OTR   0 1,350 0
EMERSON ELEC CO COM 291011104   321,261 2,452 SH   SOLE   2,195 0 257
EMERSON ELEC CO COM 291011104   229,285 1,750 SH   OTR   0 1,690 60
ENTERGY CORP NEW COM 29364G103   715,733 6,370 SH   SOLE   6,370 0 0
ENTERGY CORP NEW COM 29364G103   134,832 1,200 SH   OTR   0 1,200 0
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   247,374 3,615 SH   SOLE   137 0 3,478
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   1,378,317 20,142 SH   OTR   13,890 0 6,252
EXXON MOBIL CORP COM 30231G102   2,548,802 15,023 SH   SOLE   14,695 113 215
EXXON MOBIL CORP COM 30231G102   568,700 3,352 SH   OTR   3,352 0 0
META PLATFORMS INC CL A 30303M102   3,296,613 5,762 SH   SOLE   5,633 123 6
META PLATFORMS INC CL A 30303M102   222,558 389 SH   OTR   86 0 303
FORTINET INC COM 34959E109   3,067,605 37,538 SH   SOLE   37,538 0 0
FORTINET INC COM 34959E109   318,708 3,900 SH   OTR   3,900 0 0
GENUINE PARTS CO COM 372460105   227,997 2,156 SH   SOLE   2,156 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   264,794 313 SH   SOLE   298 15 0
GOLDMAN SACHS GROUP INC COM 38141G104   177,657 210 SH   OTR   0 0 210
HILTON WORLDWIDE HLDGS INC COM 43300A203   2,171,131 7,140 SH   SOLE   7,131 0 9
HILTON WORLDWIDE HLDGS INC COM 43300A203   73,283 241 SH   OTR   241 0 0
HOME DEPOT INC COM 437076102   1,283,986 3,904 SH   SOLE   3,789 39 76
HOME DEPOT INC COM 437076102   143,724 437 SH   OTR   437 0 0
HONEYWELL INTL INC COM 438516106   350,120 1,549 SH   SOLE   1,474 75 0
HONEYWELL INTL INC COM 438516106   265,359 1,174 SH   OTR   874 0 300
HOST HOTELS & RESORTS INC COM 44107P104   214,592 11,200 SH   OTR   0 0 11,200
ILLINOIS TOOL WKS INC COM 452308109   528,388 2,030 SH   SOLE   2,030 0 0
ILLINOIS TOOL WKS INC COM 452308109   40,344 155 SH   OTR   0 155 0
INTEL CORP COM 458140100   83,493 1,892 SH   SOLE   1,892 0 0
INTEL CORP COM 458140100   357,453 8,100 SH   OTR   8,100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,065,506 12,647 SH   SOLE   12,503 133 11
INTERNATIONAL BUSINESS MACHS COM 459200101   56,719 234 SH   OTR   234 0 0
INVESCO SR INCOME TR COM 46131H107   149,359 46,385 SH   OTR   0 0 46,385
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   235,510 7,800 SH   OTR   0 0 7,800
ISHARES GOLD TR ISHARES NEW 464285204   354,579 4,022 SH   SOLE   125 0 3,897
ISHARES GOLD TR ISHARES NEW 464285204   2,446,880 27,755 SH   OTR   0 0 27,755
ISHARES TR CORE S&P500 ETF 464287200   2,500,487 3,828 SH   SOLE   2,308 1,400 120
ISHARES TR CORE US AGGBD ET 464287226   6,651 67 SH   SOLE   67 0 0
ISHARES TR CORE US AGGBD ET 464287226   241,226 2,430 SH   OTR   0 85 2,345
ISHARES TR S&P 500 GRWT ETF 464287309   363,309 3,212 SH   SOLE   3,212 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   119,444 1,056 SH   OTR   1,056 0 0
ISHARES TR S&P 500 VAL ETF 464287408   310,390 1,470 SH   SOLE   1,470 0 0
ISHARES TR S&P 500 VAL ETF 464287408   101,774 482 SH   OTR   482 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,730,759 17,819 SH   SOLE   17,669 0 150
ISHARES TR MSCI EAFE ETF 464287465   305,959 3,150 SH   OTR   1,190 0 1,960
ISHARES TR CORE S&P MCP ETF 464287507   222,849 3,300 SH   SOLE   3,300 0 0
ISHARES TR CORE S&P MCP ETF 464287507   90,827 1,345 SH   OTR   0 0 1,345
ISHARES TR RUS 2000 GRW ETF 464287648   304,395 970 SH   SOLE   970 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   270,816 1,092 SH   SOLE   1,092 0 0
ISHARES TR CORE S&P US VLU 464287663   285,788 2,795 SH   SOLE   0 0 2,795
ISHARES TR CORE S&P US GWT 464287671   266,789 1,720 SH   SOLE   0 0 1,720
ISHARES TR CORE S&P SCP ETF 464287804   733,926 5,904 SH   SOLE   5,863 0 41
ISHARES TR CORE S&P SCP ETF 464287804   73,964 595 SH   OTR   500 0 95
ISHARES TR NATIONAL MUN ETF 464288414   288,728 2,720 SH   SOLE   0 0 2,720
ISHARES TR NATIONAL MUN ETF 464288414   29,615 279 SH   OTR   50 0 229
ISHARES TR CORE MSCI EAFE 46432F842   261,722 2,891 SH   SOLE   2,804 0 87
JPMORGAN CHASE & CO COM 46625H100   4,040,875 13,737 SH   SOLE   13,363 374 0
JPMORGAN CHASE & CO COM 46625H100   1,076,037 3,658 SH   OTR   2,998 600 60
JACOBS SOLUTIONS INC COM 46982L108   365,930 2,875 SH   SOLE   2,875 0 0
JOHNSON & JOHNSON COM 478160104   1,854,077 7,585 SH   SOLE   7,254 260 71
JOHNSON & JOHNSON COM 478160104   94,842 388 SH   OTR   388 0 0
KLA CORP COM NEW 482480100   818,659 556 SH   SOLE   556 0 0
KLA CORP COM NEW 482480100   44,172 30 SH   OTR   0 0 30
KIMCO REALTY CORP COM 49446R109   2,037,017 90,655 SH   SOLE   90,548 0 107
KIMCO REALTY CORP COM 49446R109   3,864 172 SH   OTR   172 0 0
KROGER CO COM 501044101   2,993,243 41,366 SH   SOLE   40,841 489 36
KROGER CO COM 501044101   25,253 349 SH   OTR   349 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,697,792 4,919 SH   SOLE   4,914 0 5
L3HARRIS TECHNOLOGIES INC COM 502431109   46,940 136 SH   OTR   136 0 0
ELI LILLY & CO COM 532457108   9,718,289 10,566 SH   SOLE   10,428 132 6
ELI LILLY & CO COM 532457108   1,304,233 1,418 SH   OTR   1,418 0 0
LOCKHEED MARTIN CORP COM 539830109   1,787,181 2,957 SH   SOLE   2,957 0 0
LOCKHEED MARTIN CORP COM 539830109   407,963 675 SH   OTR   325 350 0
LOWES COS INC COM 548661107   675,524 2,859 SH   SOLE   2,859 0 0
LOWES COS INC COM 548661107   437,118 1,850 SH   OTR   500 0 1,350
MARRIOTT INTL INC NEW CL A 571903202   684,884 2,094 SH   SOLE   1,971 123 0
MARRIOTT INTL INC NEW CL A 571903202   22,567 69 SH   OTR   69 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,421,880 34,547 SH   SOLE   34,508 0 39
MARVELL TECHNOLOGY INC COM 573874104   38,827 392 SH   OTR   392 0 0
MASTERCARD INCORPORATED CL A 57636Q104   4,583,880 9,174 SH   SOLE   9,075 95 4
MASTERCARD INCORPORATED CL A 57636Q104   296,298 593 SH   OTR   593 0 0
MCDONALDS CORP COM 580135101   1,141,220 3,672 SH   SOLE   3,314 190 168
MCDONALDS CORP COM 580135101   62,158 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105   1,533,577 12,749 SH   SOLE   12,499 0 250
MERCK & CO INC COM 58933Y105   1,179,924 9,809 SH   OTR   9,809 0 0
MICROSOFT CORP COM 594918104   7,306,785 19,739 SH   SOLE   19,271 460 8
MICROSOFT CORP COM 594918104   2,566,388 6,933 SH   OTR   6,493 280 160
MORGAN STANLEY COM NEW 617446448   289,972 1,762 SH   SOLE   1,762 0 0
NETFLIX INC. COM 64110L106   3,917,824 40,747 SH   SOLE   39,749 960 38
NETFLIX INC. COM 64110L106   45,767 476 SH   OTR   476 0 0
NEXTERA ENERGY INC COM 65339F101   637,249 6,861 SH   SOLE   6,081 780 0
NEXTERA ENERGY INC COM 65339F101   81,734 880 SH   OTR   80 800 0
NUCOR CORP COM 670346105   1,178,796 6,971 SH   SOLE   6,971 0 0
NUCOR CORP COM 670346105   206,640 1,222 SH   OTR   1,222 0 0
NVIDIA CORPORATION COM 67066G104   10,078,924 57,792 SH   SOLE   56,404 1,346 42
NVIDIA CORPORATION COM 67066G104   600,633 3,444 SH   OTR   894 2,550 0
OREILLY AUTOMOTIVE INC COM 67103H107   1,963,895 21,275 SH   SOLE   21,253 0 22
OREILLY AUTOMOTIVE INC COM 67103H107   43,662 473 SH   OTR   473 0 0
1WS CREDIT INCOME FUND INSTL CL 68249P102   190,302 10,052 SH   SOLE   0 0 10,052
1WS CREDIT INCOME FUND INSTL CL 68249P102   153,059 8,085 SH   OTR   0 0 8,085
ORACLE CORP COM 68389X105   2,434,229 16,547 SH   SOLE   16,528 0 19
ORACLE CORP COM 68389X105   6,325 43 SH   OTR   43 0 0
PAYCHEX INC COM 704326107   226,983 2,464 SH   SOLE   2,464 0 0
PEPSICO INC COM 713448108   1,392,019 8,964 SH   SOLE   8,403 345 216
PEPSICO INC COM 713448108   1,514,698 9,754 SH   OTR   8,684 1,000 70
PFIZER INC COM 717081103   145,875 5,195 SH   SOLE   4,354 493 348
PFIZER INC COM 717081103   381,916 13,601 SH   OTR   13,601 0 0
PHILLIPS 66 COM 718546104   3,052,608 16,756 SH   SOLE   16,737 0 19
PHILLIPS 66 COM 718546104   267,258 1,467 SH   OTR   1,467 0 0
PROCTER & GAMBLE CO COM 742718109   1,322,203 9,154 SH   SOLE   8,866 0 288
PROCTER & GAMBLE CO COM 742718109   1,498,998 10,378 SH   OTR   10,078 300 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   905,263 11,183 SH   SOLE   11,133 50 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   203,589 2,515 SH   OTR   1,115 1,400 0
PUBLIC STORAGE OPER CO COM 74460D109   109,706 405 SH   SOLE   405 0 0
PUBLIC STORAGE OPER CO COM 74460D109   245,146 905 SH   OTR   0 0 905
QUALCOMM INC COM 747525103   289,239 2,246 SH   SOLE   2,190 56 0
QUALCOMM INC COM 747525103   4,507 35 SH   OTR   0 0 35
QUANTA SVCS INC COM 74762E102   6,569,573 11,966 SH   SOLE   11,818 139 9
QUANTA SVCS INC COM 74762E102   73,568 134 SH   OTR   134 0 0
QUEST DIAGNOSTICS INC COM 74834L100   2,815,448 14,366 SH   SOLE   14,191 164 11
QUEST DIAGNOSTICS INC COM 74834L100   40,371 206 SH   OTR   206 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   2,800,736 37,899 SH   SOLE   37,864 0 35
RESTAURANT BRANDS INTL INC COM 76131D103   84,246 1,140 SH   OTR   1,140 0 0
ROYAL BK CDA COM 780087102   278,099 1,719 SH   SOLE   1,719 0 0
SHELL PLC SPON ADS 780259305   2,613,579 28,103 SH   SOLE   28,073 0 30
SHELL PLC SPON ADS 780259305   21,390 230 SH   OTR   230 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   2,075,885 3,192 SH   SOLE   3,192 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   1,040,544 1,600 SH   OTR   0 1,600 0
SPDR SERIES TRUST STATE STREET SPD 78464A664   1,050,448 39,941 SH   SOLE   39,941 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763   219,201 1,502 SH   SOLE   1,502 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763   1,459,400 10,000 SH   OTR   0 10,000 0
SPDR SERIES TRUST STATE STREET SPD 78464A870   72,550 568 SH   SOLE   0 0 568
SPDR SERIES TRUST STATE STREET SPD 78464A870   434,792 3,404 SH   OTR   0 0 3,404
SALESFORCE INC COM 79466L302   478,808 2,565 SH   SOLE   2,530 35 0
SALESFORCE INC COM 79466L302   176,403 945 SH   OTR   945 0 0
SANOFI SA SPONSORED ADR 80105N105   210,498 4,369 SH   SOLE   4,369 0 0
SOUTHERN CO COM 842587107   2,984,881 30,925 SH   SOLE   30,761 0 164
SOUTHERN CO COM 842587107   1,050,137 10,880 SH   OTR   10,180 700 0
STARBUCKS CORP COM 855244109   345,279 3,854 SH   SOLE   3,854 0 0
STARWOOD PPTY TR INC COM 85571B105   105,042 6,100 SH   SOLE   6,100 0 0
STARWOOD PPTY TR INC COM 85571B105   389,172 22,600 SH   OTR   0 0 22,600
TJX COS INC NEW COM 872540109   2,945,826 18,446 SH   SOLE   17,951 495 0
TJX COS INC NEW COM 872540109   445,563 2,790 SH   OTR   2,790 0 0
T-MOBILE US INC COM 872590104   3,929,241 18,708 SH   SOLE   18,389 305 14
T-MOBILE US INC COM 872590104   113,416 540 SH   OTR   540 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   7,088,501 20,975 SH   SOLE   20,639 321 15
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   155,457 460 SH   OTR   400 0 60
TESLA INC COM 88160R101   208,923 562 SH   SOLE   562 0 0
TEXAS INSTRS INC COM 882508104   2,440,922 12,573 SH   SOLE   12,562 0 11
TEXAS INSTRS INC COM 882508104   87,168 449 SH   OTR   449 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,093,162 2,224 SH   SOLE   2,209 15 0
TOLL BROTRS INC COM 889478103   2,383,857 17,468 SH   SOLE   17,253 202 13
TOLL BROTRS INC COM 889478103   96,347 706 SH   OTR   706 0 0
TORTOISE CAPITAL SERIES TRUS ENERGY ETF 890930209   704,108 67,508 SH   OTR   0 67,508 0
TRUIST FINL CORP COM 89832Q109   716,074 15,577 SH   SOLE   15,577 0 0
TRUIST FINL CORP COM 89832Q109   238,124 5,180 SH   OTR   0 0 5,180
UNION PAC CORP COM 907818108   582,288 2,400 SH   SOLE   2,400 0 0
UNION PAC CORP COM 907818108   100,687 415 SH   OTR   250 165 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   253,689 3,445 SH   SOLE   0 0 3,445
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   348,338 5,436 SH   SOLE   856 0 4,580
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   297,681 2,010 SH   OTR   0 0 2,010
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   156,890 1,768 SH   SOLE   770 0 998
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   756,433 8,528 SH   OTR   0 723 7,805
VANGUARD INDEX FDS LARGE CAP ETF 922908637   121,631 407 SH   SOLE   60 0 347
VANGUARD INDEX FDS LARGE CAP ETF 922908637   457,240 1,530 SH   OTR   92 0 1,438
VERIZON COMMUNICATIONS INC COM 92343V104   815,197 16,239 SH   SOLE   15,658 300 281
VERIZON COMMUNICATIONS INC COM 92343V104   728,050 14,503 SH   OTR   14,503 0 0
VISA INC COM CL A 92826C839   79,791 264 SH   SOLE   264 0 0
VISA INC COM CL A 92826C839   146,586 485 SH   OTR   12 0 473
WALMART INC COM 931142103   2,141,344 17,230 SH   SOLE   16,984 126 120
WALMART INC COM 931142103   287,708 2,315 SH   OTR   900 1,200 215
WASTE MGMT INC DEL COM 94106L109   811,848 3,533 SH   SOLE   3,533 0 0
WASTE MGMT INC DEL COM 94106L109   73,073 318 SH   OTR   318 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   594,689 9,895 SH   OTR   0 0 9,895